With a huge range of cat, dog and horse insurance policies on the market, it can be hard to pick the policy and provider that best fits your needs and budget.

We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider. 

Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.

Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations

We need your review!

We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you! 

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Pet insurance reviews

By:
Alastair
Posted: 08/09/2025
1

They used to have Insurance Factory handling the claims, they were fine. They ditched them last year but didn’t mention that there would be a new email address and a new policy number. They just deny receiving emails and if you phone them up they seem to...

Breed

English Setter

Species:
Dog
By:
Harrison
Posted: 03/09/2025

Recommended
by reviewer

5

We’ve recently used the claims department for our dog, he had his eye took out before the policy was issued and recently got an ulcer in his eye which ended up costing a lot to sort. We thought he wouldn’t be covered but no harm in trying - we rang up and...

Breed

Shih Tzu

Species:
Dog
Insurer: Animal Friends
By:
Juliette
Posted: 01/09/2025
1

I've been with Animal Friends for years. I've never made a claim until my cat was diagnosed with arthritis, and I needed to pay over £100 a month for medication. I was asked for information on her history, as was my vet. We both gave that information. I...

Breed

Mixed Breed

Species:
Cat
By:
Deborah Sampson-Wragg
Posted: 19/08/2025
2

They were great when underwritten by RSA. Now underwritten by Hastings Direct and are awful to deal with. Claims are almost impossible to make as no claim portal available. I have to claim by email and these are ignored until I telephone to complain...

Breed

Mixed Breed

Species:
Dog
By:
Miss Michelle Horne
Posted: 18/08/2025
1

I’ve had my claim knocked back due to them not reading the diagnosis & jumping to conclusions. My vet has even challenged their decision via a letter.
Another claim made for a different diagnosis which actually took my dogs life & they haven’t even...

Breed

Cocker Spaniel

Species:
Dog
By:
Carol Fontava
Posted: 06/08/2025
1

Such an awful company! Easy to make a claim online- so at first I thought great, after them taking a while to sort it I was paid- however mine is an ongoing claim, and each time takes at least a month before they reimburse me- even though it’s exactly the...

Breed

Miniature Poodle

Species:
Dog