Agria Pet Insurance

Ranked

#2
2 of 23 insurers by customers

 

Over 82% of customers rate Agria Pet Insurance as 'excellent'.

Founded in 1890, Agria has 125 years' experience in providing award winning pet insurance products. Agria was voted the 'best pet insurance overall 2024' by The Telegraph, and Which? Best Buy for Dog Insurance and Which? Best Buy for Cat Insurance for the Lifetime Premium Insurance products in 2024. They are the UK's first carbon positive insurer and have donated over £1.2 Million to support animal welfare in UK so far. 

They offer Lifetime Pet Health Insurance cover for vet fees of either £20,000, £12,500, £6,500 or £3,000 per year while the policy is active. Policies also cover third party liability, advertising costs if your pet is lost and a contribution to your travel or accommodation costs if your pet is referred to another vet for treatment.

Agria will pay your vet direct if your vet agrees. You can add Overseas Travel cover, Death and Loss from theft or straying cover, Boarding Fees cover and Breeding Risks cover for an extra charge, and you have access to free vet video calls 24/7 through the Agria app. 98%* claims are paid and there is a 5% multi-pet discount if you insure more than one pet with them. 

Agria have an award-winning UK based customer service and claims teams and over 95% of their customers would recommend them to friends and family. 

Customers rate their customer service and the advice they provide. They find their claims process straightforward and appreciate the peace of mind they provide. Some customers are disappointed when claims are refused. It is always important to read the exclusions and conditions that apply to your pet insurance policy.

Read customers reviews and click below to get a quote and find out if Agria Pet Insurance is right for you and your pets. 

*based on all Agria PI claims between May 2023 and October 2023. 

Reviews

4.7
  • 597 reviews
  • Excellent
    82%
  • Very Good
    11%
  • Average
    3%
  • Poor
    2%
  • Terrible
    3%
Coverage

Agria offer Lifetime Pet Health Insurance for dogs and cats and you can choose between either £3,000, £6,500, £12,500 or £20,000 of total cover for vet fees annually. The plan covers any conditions or accidents up to the annual limit each year for as long as the policy is renewed. They pay vets directly and cremation and burial costs are covered.

Their policies include Dental cover for illness and injury (not routine check ups or elective work), Breeding cover and there are no restrictions on the vets you can use. You can add cover for death or loss from theft or straying, boarding fees and holiday cancellation cover, breeding risks cover or overseas travel cover. Their policies provide continuous lifetime cover, there are various excess combinations to choose from and a multi-pet discount when you insure more than one pet with them. Agria also provide a £25 vet care voucher for routine vet care when you buy a policy and there are no limits on the number of conditions you can claim for within a year.

Excess

Choice of two fixed excess levels which apply per condition each year for dogs and cats. You also pay 10% of vet costs once the excess is deducted.

Age Limits

From 8 weeks. Max age limit depends on species and breed.

Waiting Period

Illness - 10 days when you first buy your policy.

Additional Policy Information
Can they pay your vet direct?

Yes, this can be arranged.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Agria Pet Insurance Ltd administers its own award winning pet insurance products. They offer Lifetime Pet Health Insurance cover for vet fees of up to £20,000 per year while the policy is active. Policies also cover third party liability, advertising costs if your pet is lost and a contribution to your travel or accommodation costs if your pet is referred to another vet for treatment. Agria will pay your vet direct if your vet agrees. You can add Overseas Travel Cover, Death and Loss Cover, Boarding Fees Cover and Breeding Risks Cover for an extra charge. 98% claims are paid. Founded in 1890 Agria invented pet insurance.

They are: Which? Best Dog Insurance 2024 and Which? Best Cat Insurance 2024 as well as voted the 'Best Pet Insurer Overall' by The Telegraph in 2024. They are also winner of Moneyfacts Consumer Awards in 2018 & 2019 for Pet Insurance Provider of the Year; Winner of Moneyfacts Consumer Award 2018 & 2019 for Best Claims Service, and over 95% of our customers would recommend us to friends and family.

Agria Pet Insurance Reviews

By:
Emelie
Posted: 13/01/2024
1

Worst insurance company ever. They tell you to put in a claim from the vet. You do and then they deny without giving you a reason. When you call, they tell you it’s because your dog is old. I pay Agria senior for this exact reason and it costs more...

Breed

Mixed Breed

Species:
Dog
By:
Marian Atkinson
Posted: 22/11/2021

Recommended
by reviewer

5

Both on the telephone when I first rang, to their promptness in responding and dealing with the claim was excellent. We were very worried for our cat, as a family member, she is much loved and we appreciated the professional way Agria kept us informed...

Breed

Tabby

Species:
Cat
By:
peter baker
Posted: 20/11/2021

Recommended
by reviewer

5

If you are willing to cover a percentage of any claim, the cost of the insurance is reasonable. I've had one claim in almost 2 years of cover and this was dealt with quickly. I have a rescue dog with behavioural problems, other insurers would not cover...

Breed

English Springer Spaniel

Species:
Dog