Sainsburys Bank Pet Insurance


10 of 19 insurers by customers

Read customer reviews for Sainsbury's Bank Pet Insurance who offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc.


  • 150 reviews
  • Excellent
    13% Complete
  • Very Good
    3% Complete
  • Average
    1% Complete
  • Poor
    8% Complete
  • Terrible
    75% Complete

Single pet and multi Pet Insurance is offered with optional extras to cover the theft or loss of your pet. Many vets can be paid direct. There are 3 levels of cover available: Standard, Premier and Premier Plus cover. Standard Cover is a Time Limited plan where cover is offered for each condition and illness for 12 months from the start of that condition up to £3,000 for vet fees per condition or illness. Once the limit is reached for a condition that condition is no longer covered. Complementary treatments and physiotherapy are covered with specific limits. Premier and Premier Plus dog policies include Third Party Liability cover.

All Premier and Premier Plus plans offer Maximum Benefit cover meaning chronic conditions are covered over an unlimited period of time, up to the policy cover limit chosen. Cover options are £7,500 of cover on the Premier Plan and £13,000 cover on the Premier Plus plan.

Optional extras available on all plans are cover for the death of your pet, loss or theft cover to help with advertising, emergency boarding fees and holiday cover.


A fixed excess per condition is deducted from the first claim for each separate illness, injury or condition. Under certain conditions you also pay a percentage of the remaining claim amount in addition to the excess.

Age Limits

From 8 weeks to 9 years of age. If insurance is purchased before your pet's 9th birthday there is no upper age to renewals if there are no breaks in cover.

Waiting Period

14 days.

Additional Policy Information
Can they pay your vet direct?

Yes, it is possible to arrange this.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Sainsbury's Bank offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc and they offer 3 levels of cover: A time limited Standard Cover policy and 2 levels of Maximum Benefit cover in the Premier and Premier Plus policy options.

Sainsbury's Bank Pet Insurance Reviews

Janet Vickers
Posted: 22/01/2020

You never know how good an insurance company is until you need to make a claim. I paid my £600+ vet bill at the beginning of this month. Claim was sent by my vet practice on 10th Jan and was only queried by them yesterday. I am told that they will pay up...


Mixed Breed


I can not recommend Sainsbury’s pet insurance enough. My dog tragically had to have spinal surgery which was a very stressful and worrying time for us all. Sainsbury’s made it all that bit easier by having such an easy uncomplicated claim system and paid...


Mixed Breed

Caroline Aldworth
Posted: 25/11/2019

Its taken me nearly a year to write this I lost my cat on the 9th January this year and when I called to cancel the policy your customer service representative could not have been more unsympathetic and cold towards a very distressing situation. I think...


Mixed Breed