Sainsburys Bank Pet Insurance


10 of 19 insurers by customers

Read customer reviews for Sainsbury's Bank Pet Insurance who offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc.


  • 140 reviews
  • Excellent
    13% Complete
  • Very Good
    4% Complete
  • Average
    1% Complete
  • Poor
    8% Complete
  • Terrible
    74% Complete

Single pet and multi Pet Insurance is offered with optional extras to cover the theft or loss of your pet. Many vets can be paid direct. There are 3 levels of cover available: Standard, Premier and Premier Plus cover. Standard Cover is a Time Limited plan where cover is offered for each condition and illness for 12 months from the start of that condition up to £3,000 for vet fees per condition or illness. Once the limit is reached for a condition that condition is no longer covered. Complementary treatments and physiotherapy are covered with specific limits. Premier and Premier Plus dog policies include Third Party Liability cover.

All Premier and Premier Plus plans offer Maximum Benefit cover meaning chronic conditions are covered over an unlimited period of time, up to the policy cover limit chosen. Cover options are £7,500 of cover on the Premier Plan and £13,000 cover on the Premier Plus plan.

Optional extras available on all plans are cover for the death of your pet, loss or theft cover to help with advertising, emergency boarding fees and holiday cover.


A fixed excess per condition is deducted from the first claim for each separate illness, injury or condition. Under certain conditions you also pay a percentage of the remaining claim amount in addition to the excess.

Age Limits

From 8 weeks to 9 years of age. If insurance is purchased before your pet's 9th birthday there is no upper age to renewals if there are no breaks in cover.

Waiting Period

14 days.

Additional Policy Information
Can they pay your vet direct?

Yes, it is possible to arrange this.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Sainsbury's Bank offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc and they offer 3 levels of cover: A time limited Standard Cover policy and 2 levels of Maximum Benefit cover in the Premier and Premier Plus policy options.

Sainsbury's Bank Pet Insurance Reviews

Y Kilian
Posted: 07/06/2019

In 2017 our dog turned 4 our premiums went from £52 per month to £88 per month. Now paying just short of £100 per month with 1 claim in last 5 years. More than my husbands and our life insurance put together. This year he is 6 and death cover has been...


German Shepherd

Mrs beech
Posted: 30/05/2019

by reviewer


We had sainsburys pet insurance when we first had our lab,over the past 9years we have 3 separate claims ,each time sainsburys insurance has been brilliant no problem at all with our claims,paid quickly no problems at all.when we lost our dog we also got...


Labrador Retriever

Sue Harden
Posted: 26/05/2019

by reviewer


Would highly recommend Sainsbury Pet Insurance, staff very helpful & understanding. The turnaround of claims was very quick.
They offer several levels of cover & like most pet insurances the premiums & excess increase as the pet gets older but still good...


Mixed Breed