With a huge range of cat, dog and horse insurance policies on the market, it can be hard to pick the policy and provider that best fits your needs and budget.

We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider. 

Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.

Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations

We need your review!

We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you! 

Leave a Review

Pet insurance reviews

By:
Louise
Posted: 13/05/2026

Recommended
by reviewer

5

Our dog recently had a problem with his back end. Unfortunately, he is terrified of the vets, and so had to be sedated before the vets could examine him and diagnose the problem. He had an infection, which needed antibiotics, but because of the need for...

Breed

Tibetan Terrier

Species:
Dog
By:
Jacqueline Harrison
Posted: 06/05/2026
1

Everything is easy until it comes to them paying out!

I've unfortunately had 2 claims with my dog. It took an age for them to pay the first, and I had to call several times.

The second, they are still stalling by claiming (despite several letters from...

Breed

Mixed Breed

Species:
Dog
By:
Ian Stocker
Posted: 25/04/2026
1

Very bad experience with Tesco Pet Insurance for my adopted ex racing greyhound I’ve had for 6 years now aged 9. For Tesco you can read Sainsbury’s etc, etc, all underwritten and owned by the same mob.
The pet insurance business, as has veterinary...

Breed

Greyhound

Species:
Dog
By:
Lee Read
Posted: 15/04/2026
1

I have insured my dog with Tesco Pet Insurance for many years. After he suffered seizures and had to be put to sleep, I was hit with a £600 bill for his final care and cremation. Despite my policy stating a 'Bereavement' limit of £200, Tesco has seen fit...

Breed

Cockapoo

Species:
Dog
By:
Lynn Dobson
Posted: 08/04/2026
1

Been using Tesco pet insurance for many years without ever making a claim. Went up a lot each year but kept it going. However, my dog was diagnosed with diabetes in December last year (2025) so had to make my first claim. Had to pay £120 excess plus 20%...

Breed

Beagle

Species:
Dog
By:
Susan Black
Posted: 27/03/2026

Recommended
by reviewer

5

I've always found Sainsbury's pet insurance customer service staff very helpful & polite. My cat Paul was very ill & was put to sleep last week. Yesterday I received a really lovely sympathy card from them which was so touching. I will use them again...

Breed

Russian Blue

Species:
Cat
By:
Miriam
Posted: 04/03/2026

Recommended
by reviewer

5

Well I just want to say how fantastic Tesco pet insurance has been and how much they have really looked after me and my pet of course.. they have been so helpful, kind and understanding. I can't get over the customer service I have received throughout the...

Breed

Bombay

Species:
Cat
By:
ANDREW G ILES
Posted: 02/03/2026
1

Terrible experience trying to get a claim pre-authorised.
My vet provided history & Tesco have misinterpreted the information to reject a claim & add exclusions to the policy.
My vets records stated 'Teeth good with minimal gingivitis' and Tesco has...

Breed

Burmese

Species:
Cat