With a huge range of cat, dog and horse insurance policies on the market, it can be hard to pick the policy and provider that best fits your needs and budget.

We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider. 

Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.

Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations

We need your review!

We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you! 

Leave a Review

Pet insurance reviews

Insurer: Napo
By:
Sandy
Posted: 09/10/2025
1

Napo overcharged me hundreds of pounds. On automatic renewal they have set up new, doubled amount of my previous monthly charge as a new premium without my consent. They have only sent me an email which went straight into the junk folder stating that my...

Breed

Siberian Husky

Species:
Dog
Insurer: Animal Friends
By:
Rachel Briggs
Posted: 29/09/2025
1

They do NOT look out for loyal customers. I was with them for 5 years, had a few small claims. My renewal came through and I did what any normal person would do and compare - I got a better deal with them on a comparison site. Went with them again...

Breed

Mixed Breed

Species:
Dog
Insurer: Petplan
By:
Lynda brown
Posted: 25/09/2025
1

I have insured dogs and horses with this company for many years. My pony was very poorly and had to be euthanized only Petplan won't pay for euthanasia, also for years they only paid £ 150 to £200 for disposal. Never enough. Then they eventually started...

Species:
Horse
By:
Gail
Posted: 12/09/2025
1

Absolutely awful. AVOID AVOID AVOID!!! I have been with tesco for many years for pet insurance and therefore have a very old policy where it is not contribution based even when the pet is older. Last year my dog was unwell and developed a rare condition...

Breed

Mixed Breed

Species:
Dog
By:
Adam
Posted: 11/09/2025
1

Took the policy with assurance and incentive of bonus nectar points, failed miserably and when I phoned they denied I was due any. If they can’t be trusted to tell the truth about this then don’t trust them with insuring my dog,

Breed

Labrador Retriever

Species:
Dog
By:
Alastair
Posted: 08/09/2025
1

They used to have Insurance Factory handling the claims, they were fine. They ditched them last year but didn’t mention that there would be a new email address and a new policy number. They just deny receiving emails and if you phone them up they seem to...

Breed

English Setter

Species:
Dog
By:
Harrison
Posted: 03/09/2025

Recommended
by reviewer

5

We’ve recently used the claims department for our dog, he had his eye took out before the policy was issued and recently got an ulcer in his eye which ended up costing a lot to sort. We thought he wouldn’t be covered but no harm in trying - we rang up and...

Breed

Shih Tzu

Species:
Dog