With a huge range of cat, dog and horse insurance policies on the market, it can be hard to pick the policy and provider that best fits your needs and budget.

We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider. 

Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.

Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations

We need your review!

We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you! 

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Pet insurance reviews

Insurer: AA Pet Insurance
By:
A Anderson
Posted: 12/01/2026
1

Paid nearly £1200 for last years premium. Dog was covered for up to £15000 a year lifetime cover. Dog had a lump which vet wasnt sure off. Had op turned out to be fat and was charged nearly £2500. Insurer wouldnt pay xrays ,wouldnt pay blood tests etc...

Breed

English Springer Spaniel

Species:
Dog
By:
Nikki Hunter
Posted: 06/01/2026
1

Awful day light robbery! Do not use this company for your pet… once they suck you in with a cheap price they’ve got you and there is nothing you can do but pay what ever they say! They have almost doubled my premium because I claimed this year even though...

Breed

Dalmatian

Species:
Dog
By:
Valeriy Borisenko
Posted: 12/12/2025
1

Was paying £700 per year for 2 cats. They were putting premium up without notifying me. Reduced to £250 also with Tesco. Sadly cat died 4 days after purchase. Claim denied as pre existing condition. First noticed a problem 25 November took to vet 26th...

Breed

Mixed Breed

Species:
Cat
By:
Cheryl Lovell
Posted: 11/12/2025
1

Our beloved Myrtle became ill. We visited the vets twice and on the third visit decided that letting her go would be the kindest thing. The total bill for the consultations and cremation was for over £800. The settlement figure was just over £6. ! Even...

Species:
Horse
By:
Paul
Posted: 10/12/2025
1

Impossible to cancel my Tesco dog insurance after I found it to be expensive, finally called Tesco pet insurance customer service, who then told me to call another pet insurer as they are only the underwriters. No way to cancel online, only to call a...

Breed

Labradoodle

Species:
Dog
By:
Martin Webb
Posted: 01/12/2025
1

We had a reasonable experience up until we had to put our dog to sleep for liver failure, breathing difficulties and total loss of mobility. Then Direct line used an irrelevant condition (seizures) which she had not suffered in years to justify a limit...

Breed

Old English Bulldogge

Species:
Dog