Argos Pet Insurance

Ranked

#12
12 of 18 insurers by customers

Read customer reviews for Argos Pet Insurance who claim to settle 99% of claims within 5 days and have insured over 1 million pets since their inception in 2002. Underwritten by RSA.

Reviews

2.3
  • 54 reviews
  • Excellent
    17%
  • Very Good
    11%
  • Average
    6%
  • Poor
    15%
  • Terrible
    52%
Coverage

Argos Pet insurance offers 3 levels of cover for dogs and cats. The Silver plan offers Time Limited 12 month cover of £2,500 per condition within 12 months from the first claim for each incident or accident.Once the limit is reached or 12 months elapses the condition is no longer covered and will not be covered on renewal. Theft or straying cover included up to £250. The policy includes third party liability cover for dogs but accidental damage is not covered.

The Gold plan offers Time Limited 12 month vet fee cover of £4,000 per condition within 12 months from the first claim for each incident or accident. Once the limit is reached or 12 months elapses the condition is no longer covered and will not be covered on renewal. Theft or straying cover included up to £750. For dogs Third Party liability cover up to £1.5 million is available with accidental damage cover of £500.

The Platinum Lifetime Cover policy offers total vet fee cover of £7,000 each year. Conditions claimed for under this policy will be covered in any subsequent year up to the total pay out limit of £7,000 each year as long as the policy remains in force with no breaks in cover. Theft or straying cover of £1,500 included. For dogs Third Party liability cover up to £2 million with accidental damage cover of £500 included. All plans also offer 24/7 access to Argos vetfone for help and advice. Cover for Death of your pet, emergency boarding fees and overseas holiday cover with holiday cancellation cover and complementary treatments such as hydrotherapy are included in each plan with varying pay out limits and subject to conditions.

Excess

For Silver and Gold Time Limited policies: £65 for each incident or condition. You can choose to add additional voluntary excess amounts to reduce monthly costs. For Lifetime Platinum policy: £65 for each incident or condition in the period you make a claim. You can choose to add additional voluntary excess amounts to reduce monthly costs.

Age Limits

From 8 weeks old to any age.

Waiting Period

10 days. 

Additional Policy Information
Can they pay your vet direct?

Yes, this can be arranged.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Argos Pet Insurance claim to settle 99% of claims within 5 days and have insured over 1 million pets since their inception in 2002. Underwritten by RSA they offer 2 levels of Time Limited Cover per condition and 1 Lifetime Pet Insurance policy covering ongoing conditions.

Argos Pet Insurance Reviews

By:
Glenn Pennington
Posted: 02/01/2022
1

Our dog had been to the vets previously for her anal glands smelling. I insured her with Argos, and a few weeks later took her back to the vets for her anal glands again.
The Vet said further tests revealed a polyp which required surgery costing £1000....

Breed

Staffordshire Bull Terrier

Species:
Dog
By:
Ben Rickayzen
Posted: 21/12/2021
1

Absolutely appalling service regarding our claim. They have declined our claim with the flimsiest excuse that it might be connected with the cat's previous visit to the vet. Even our vet can't believe that the claim has been declined. Wish I hadn't wasted...

Breed

Mixed Breed

Species:
Cat
By:
Gary
Posted: 03/11/2021
5

I’ve been with Argos pet insurance since my cat was 16 months old and she’s now nearly 14 years old. I’ve never actually had a problem with argos pet insurance, they’ve always paid within about 2 weeks after I’ve paid the vet and they’ve sent in all...

Breed

Domestic Longhair

Species:
Cat
By:
Grace Davies
Posted: 15/10/2021
1

I am very disappointed by the way I have been treat by claiming my money back on a claim vet fees ..
I paid 115 pounds access thay owe me 80 pounds back ,I have been waiting 16 days phoned them four times in the last week ..the answer thay gave me was my...

Breed

German Shepherd

Species:
Dog