Argos Pet Insurance

Ranked

#14
14 of 21 insurers by customers

 

Read customer reviews for Argos Pet Insurance who claim to settle 99% of claims within 5 days and have insured over 1 million pets since their inception in 2002.

Argos Pet Insurance offer Lifetime policies that cover vet fees, non-routine dental work and physiotherapy, overseas vet treatment and payments to cover advertising and rewards if your pet goes missing. Their Time Limited policies cover new conditions for 12 months from initial treatment date or until the vet fee cover runs out, whichever comes first. Their Maximum Benefit policy provides cover for new conditions until the vet fee cover limit is reached no matter how long this takes. From that point onwards that condition will not be covered, but you will still be able to claim for new conditions.   

Argo provide a free 24/7/365 days available Vet Assistance helpline that provides you with access to vet nurses whenever you need them. They offer multi pet policy discounts, too. 

Argo Pet Insurance is underwritten by RSA.

Customers appreciate their friendly customer service team and prompt payment of claims. Other customers have found them difficult to get hold of and been disappointed when they refused to pay out.  

Reviews

2.2
  • 61 reviews
  • Excellent
    16%
  • Very Good
    10%
  • Average
    5%
  • Poor
    13%
  • Terrible
    56%
Coverage

Argos Pet insurance offers 3 levels of cover for dogs and cats. The Silver plan offers Time Limited 12 month cover of £2,500 per condition within 12 months from the first claim for each incident or accident.Once the limit is reached or 12 months elapses the condition is no longer covered and will not be covered on renewal. Theft or straying cover included up to £250. The policy includes third party liability cover for dogs but accidental damage is not covered.

The Gold plan offers Time Limited 12 month vet fee cover of £4,000 per condition within 12 months from the first claim for each incident or accident. Once the limit is reached or 12 months elapses the condition is no longer covered and will not be covered on renewal. Theft or straying cover included up to £750. For dogs Third Party liability cover up to £1.5 million is available with accidental damage cover of £500.

The Platinum Lifetime Cover policy offers total vet fee cover of £7,000 each year. Conditions claimed for under this policy will be covered in any subsequent year up to the total pay out limit of £7,000 each year as long as the policy remains in force with no breaks in cover. Theft or straying cover of £1,500 included. For dogs Third Party liability cover up to £2 million with accidental damage cover of £500 included. All plans also offer 24/7 access to Argos vetfone for help and advice. Cover for Death of your pet, emergency boarding fees and overseas holiday cover with holiday cancellation cover and complementary treatments such as hydrotherapy are included in each plan with varying pay out limits and subject to conditions.

Excess

For Silver and Gold Time Limited policies: £65 for each incident or condition. You can choose to add additional voluntary excess amounts to reduce monthly costs. For Lifetime Platinum policy: £65 for each incident or condition in the period you make a claim. You can choose to add additional voluntary excess amounts to reduce monthly costs.

Age Limits

From 8 weeks old to any age.

Waiting Period

10 days. 

Additional Policy Information
Can they pay your vet direct?

Yes, this can be arranged.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Argos Pet Insurance claim to settle 99% of claims within 5 days and have insured over 1 million pets since their inception in 2002. Underwritten by RSA they offer 2 levels of Time Limited Cover per condition and 1 Lifetime Pet Insurance policy covering ongoing conditions.

Argos Pet Insurance Reviews

By:
Beverly Butterfield
Posted: 05/07/2022
1

Argos will find a loop hole by which not to pay out. My dog had a minor report in 2021 of hopping occasionally on back RIGHT leg which turned out to be nothing and no treatment required. She now has a pulled ligament in her rear LEFT leg which required an...

Breed

Mixed Breed

Species:
Dog
By:
Rachel
Posted: 07/05/2022

Recommended
by reviewer

5

I have been with Argos for almost 5 years, I was with Homebase before and Argos took over. I have 2 cats with them. One has kidney problems and the other flare ups of pancreatitis, both are naughty and accident prone! I have to say I was shocked by some...

Breed

Bengal

Species:
Cat
By:
Michael O'Leary
Posted: 04/05/2022
1

Currently scoring 1.9 out of 5 on UK Google reviews and 2.5 out of 5 on Trustpilot.....Our story..............Toby is our 8 year old Labrador, thankfully he has never been unwell in the past and therefore never needed to visit the vet. Every year, he only...

Breed

Mixed Breed

Species:
Dog