With a huge range of cat, dog and horse insurance policies on the market, it can be hard to pick the policy and provider that best fits your needs and budget.

We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider. 

Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.

Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations

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We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you! 

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Pet insurance reviews

Recommended
by reviewer

5

My spaniel needed perineal tear repairs and castration. He had two separate operations a few weeks apart, he’s also had a gum growth removed. No problems with claims. Same with my Keeshond, who had some weird tummy/digestive problem. Thankfully both dogs...

Breed

Cocker Spaniel

Species:
Dog
By:
Caroline Maund
Posted: 19/07/2025
1

This company will use any excuse as a pre existing condition when it is not, to avoid paying out on a claim. This is the worst pet insurance company I have ever used in all my years of owning dogs.

Breed

Leonberger

Species:
Dog
Insurer: Napo
By:
Marcus
Posted: 03/07/2025

Recommended
by reviewer

5

Unfortunately I had to claim due to my chihuahua not being too good. From start to finish when claiming from NAPO pet insurance , it was so easy and no hesitation in paying me the funds to care for my baby.
Unfortunaly I lost my chihuahua due to his...

Breed

Chihuahua

Species:
Dog
By:
Michael Woods
Posted: 01/07/2025
1

Fed up. Offered nectar bonus points as an incentive to take out insurance. Told in email they would be added within 60 days. No points. Complained and nothing but evasion. Now had policy for well over three months. No points. Planning to cancel and go...

Breed

Moggie

Species:
Cat
Insurer: Animal Friends
By:
TINA JONES
Posted: 06/06/2025
1

The title of the insurance company is misleading, not a friend to animals when you need it.
There is that many vet claim limits, any claims they then wriggle out of saying it it exceeds what they pay for example hospital fees, bloods etc, etc, you name it...

Breed

Mixed Breed

Species:
Dog
By:
Karen sinclair
Posted: 04/06/2025

Recommended
by reviewer

5

Raised claim on line so easy to do no complicated forms, Sainsbury’s contacted the vet copying me into emails ,within a week claim was accepted and money paid into my bank, highly recommend

Breed

Shih Tzu

Species:
Dog