With a huge range of cat, dog and horse insurance policies on the market, it can be hard to pick the policy and provider that best fits your needs and budget.

We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider. 

Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.

Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations

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We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you! 

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Pet insurance reviews

By:
Gemma Sampson
Posted: 19/05/2025
1

I have been with this company for a while and my cat (Maggie) fell poorly withought having any health issues in her whole life and within 3 weeks went downhill. She sadly passed away at the end of the 3 weeks… I had a£1500 vet bill which I can barely...

Breed

Tabby

Species:
Cat
Insurer: Animal Friends
By:
Lorraine Archer
Posted: 15/05/2025
1

Disgusting company avoid at all cost !!!! My precious CoCo was unable to breathe at 4am called emergency vet who heard the noise she was making breathing rushed her there where she passed away 30 minutes later at cost £600 only to be told by so called...

Breed

Chihuahua

Species:
Dog
By:
Mark Mallett
Posted: 12/05/2025
1

Our vet recommended a MRI scan for our Boston terrier, so after talking to Tesco insurance they said our policy would cover the cost .
We followed all the correct procedures only to be told we was under investigation for fraud . After a complex interview...

Breed

Boston Terrier

Species:
Dog
Insurer: Cover My Pet
By:
Gail bouskill
Posted: 07/05/2025
1

I award minus 10 stars for awful company. We have had pet insurance with them since early 2023 and this year our dog needed an op for bladder stones, we put in a claim for over £2,000 and every time I spoke to them they said the claim was with the...

Breed

Terrier

Species:
Dog
By:
Paul Watson
Posted: 30/04/2025
1

I took my poorly dog to the vet and he was diagnosed with a bad tooth which was causing a serious problem and it had to be extracted. Phoned Tesco Pet Insurance to ask if it was covered and they said YES. I had the procedure done and 5 teeth were...

Breed

Bichon Frise

Species:
Dog
By:
Sarah Dearlove
Posted: 18/04/2025
1

My vets made a claim for me over a month ago; still no payment! Information wasn’t passed on to the correct department, they emailed me constantly for information when my vets had already provided them with what was needed, etc. etc. Terrible!!!

Breed

Mixed Breed

Species:
Dog
Insurer: Cover My Pet
By:
Greg Campbell
Posted: 10/04/2025
1

Dog developed Addisons. Cover was denied on the basis that FOUR YEARS PREVIOUSLY the vet had said he was overweight and we needed to be able to feel his ribs. Totally unconnected to the actual claim but that one piece of general advice was used to deny...

Breed

Cockapoo

Species:
Dog