Absolutely awful. AVOID AVOID AVOID!!! I have been with tesco for many years for pet insurance and therefore have a very old policy where it is not contribution based even when the pet is older. Last year my dog was unwell and developed a rare condition that will affect them for the rest of their life. Luckily I have a lifetime policy. But tesco insurance, or their underwriter, have a plan to get their money back. I got my renewal and it was a 150% increase! Absolutely disgusting. I cant go anywhere else and they know this. In my opinion thats putting people's pets at a huge risk as people are purposely priced out, meaning they cant afford treatment for their beloved pets. PLEASE AVOID AT ALL COSTS!