Irresponsive, you have to beg for update, they take ages to process the claim and premiums increases are ridiculously unreasonable. Don’t even think about using their service.
Mixed Breed
We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider.
Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.
Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations.
We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you!
Irresponsive, you have to beg for update, they take ages to process the claim and premiums increases are ridiculously unreasonable. Don’t even think about using their service.
Mixed Breed
Recommended
by reviewer
Easy to claim, no paperwork, all done online, paid out in less than 1 week
Mixed Breed
Recommended
by reviewer
Easy to claim super fast processing and claim paid no quibbles within a week of vet having submitted their documentation. Highly recommend.
British Shorthair
Recommended
by reviewer
This was the first time I had claimed on my pet insurance. I was a bit unsure what to do but I needn't have worried. Everything was straightforward and easy.
Domestic Shorthair
Recommended
by reviewer
Excellent customer service from Stephen . I had accidentally missed a payment due to being ill. He was most understanding and sorted out my future payment's and made sure all was well with my policies .
Excellent service . Thank you !
Mixed Breed
My only regret is not reading the reviews others had left, had I done so I would not have gone any way near Direct Line animal
( I am loathe to call it insurance)
Domestic Longhair
They will do anything not to pay a fair claim. We have had insurance for our dog for over 10years, not always with More Than. When we had to use the vet and then made a claim More Than put it into the hands of Allied Universal Compliance and...
Labradoodle
Unfortunately have experienced the same as a lot of others. 2 months after putting in a claim and still nothing. I get the impression they are doing everything they can to get out of paying up. A small amount after excess but dreading the next time I need...
Mixed Breed
When someone else’s dog nearly bit my thumb off ,the owner of that dog had third party insurance,(I was walking on a country road) with Petplan. It has taken nearly 14 months of stress and anxiety before being settled. They do not respond to emails and...
Mixed Breed
Do not get your pet insurance from sainburys. Telephone vets are incredibly rude and condensending. They need a lesson that we (the consumer) pay there wages as I've never had any one be so rude and repetitive as the woman I spoke to on the phone.
Mixed Breed
Pet Insurance Review are committed to publishing reviews which are the reviewer’s own opinions and experiences with their insurer. While some reviews may have been edited to comply with our terms of use, they do not represent the opinions of Pet Insurance Review or its employees.
© Pet Insurance Review 2026