Ranked
More than 76% of customers rate Royal Kennel Club Pet Insurance as 'excellent'.
Royal Kennel Club Pet Insurance offer lifetime health insurance for dogs owners and breeders that is provided by Agria Pet Insurance Ltd who have over 125 years' experience specialising in pet insurance.
A Which? best buy for Dog Insurance in 2024, they offer Lifetime Pet Health Insurance cover for vet fees of either £25,000, £15,000 per year or £7,500 per year while the policy is active. Policies also cover third party liability, dental illness or injury (not routine check ups or elective treatments), behavioural treatment if referred by your vet, advertising costs if your pet is lost and a contribution to your travel or accommodation costs if your pet is referred to another vet for treatment.
For peace of mind you have free access to video calls with a vet on their 24/7 video app to help you with any concerns you have about your dogs health.
The Royal Kennel Club can pay your vet direct if your vet agrees. You can add Overseas Travel Cover, Death and Loss Cover, Boarding Fees Cover and Breeding Risks Cover for an extra charge and there is a 5% multi-pet discount when you insure more than one pet with them.
In 2022 98%* claims are paid and Royal Kennel Club Pet Insurance says there will be no increase in your premiums when you claim.
Many customers find claims are settled quickly, the insurance provides peace of mind and the customer services team are responsive and helpful. Some customers find the insurance expensive, but 90% of Royal Kennel Club Pet Insurance customer renew every year.
Read customer reviews and click below to get a quote and find out if Royal Kennel Club Pet Insurance is right for you and your dog.
* May 2023 - October 2023.
The Royal Kennel Club offer Lifetime Pet Health Insurance policies for dogs with either £7,500, £15,000 or £25,000 of total cover for vet fees annually. The plan covers any conditions or accidents up to the annual limit each year for as long as the policy is renewed, and they include third party liability insurance.
They pay vets directly, cremation and burial are covered, and they cover Dental treatment needed as a result of illness and injury. You can add other features such as holiday cancellation cover or overseas travel cover, and there is a multi-pet discount available if you insure more than one pet with them. There is a Breeders Scheme offering breeding cover and other benefits, and there are no restrictions on the vets you use. The policies offer continuous lifetime cover with access to video calls with vets 24/7. There are excess options and a £25 voucher annually towards routine care. There are no limits on the number of conditions claimed for within a year. The cover is a Which? best buy for Dog Insurance in 2024.
You have the choice of two levels of excess, which is applied to each condition claim each year for dogs. You pay 10% of vet costs once the excess is deducted.
From 8 weeks. Max age limit depends on species and breed.
Illness - 10 days when you first buy your policy.
Yes, this can be arranged.
Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy.
Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.
The Royal Kennel Club offer health insurance for pets underwritten by Agria Pet Insurance Ltd. They offer Lifetime Pet Health Insurance cover for vet fees of either £15,000 per year or £7,500 per year while the policy is active. Policies also cover third party liability, advertising costs if your pet is lost and a contribution to your travel or accommodation costs if your pet is referred to another vet for treatment. The Royal Kennel Club can pay your vet direct if your vet agrees. You can add Overseas Travel Cover, Death and Loss Cover, Boarding Fees Cover and Breeding Risks Cover for an extra charge. 97% claims are paid. Over 95% of our customers would recommend us to friends and family.