Been with kc nearly 6 years, our boxer had several accidents Brocken nails mainly, every allergy going, thyroid problems, 2 lumps removed, dental work on a cracked tooth, eppilus removed and died of heart failure age 5 years and 8 months. We have made over £10,000 worth of claims and never been refused any claim, they aren't quick at dealing with the claim and premiums exculated from £35 per month to £120 per month by the time he was 5 but well worth having life time cover