Lifetime Pet Cover

Ranked

#3
3 of 23 insurers by customers

 

Over 70% of customer rate Lifetime Pet Cover pet insurance as "excellent". This multi-award winning provider offers lifetime cover. They were voted Best Pet Insurance Provider by Moneynet.co.uk for 5 years running between 2019 and 2023.

The policy they offer provides lifetime cover with annual claim limit options for vet fees from £2,000 to £10,000 for accidents and illnesses. The policy includes cover abroad, and cover for tests, surgery and rehabilitation treatments for accidents and chronic illnesses.

Customers appreciate their helpful customer service team and quick claims process and find the prices reasonable.   

Read customer reviews and click the get a quote button below to compare their policy and prices with other providers. 

Reviews

4.5
  • 530 reviews
  • Excellent
    70%
  • Very Good
    22%
  • Average
    2%
  • Poor
    1%
  • Terrible
    4%
Coverage

Lifetime cover pet insurance policy options offered for cats and dogs. Lifetime Pet Cover offer 5 levels of cover options ranging from £2,000 per year up to £10,000 total vet fee cover in each policy year. Each new accident and condition will continue to be covered year on year if cover is renewed each year with no break in cover. Cover offers dental treatment cover from accidents or illnesses, complementary therapies, travel cover, death benefit, £1m Third Party Liability (dogs only) and has no upper age limits for existing policies.

Excess

£110 per condition, per policy. Once your pet is 4 you also pay 15% of all claims after you have paid the excess amount. This co-payment increases to 25% once your pet turns 7 years old and 30% when your pet is 12 years of age or older.

Age Limits

8 weeks minimum age. Maximum age limits for new policies depend on your pet's breed. There is no upper age limit for existing policies.

Waiting Period

2 days for accidents; 14 days for illness

Additional Policy Information
Can they pay your vet direct?

Claims can be paid direct to your vet.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Lifetime Pet Cover provide Lifetime cover that is multi-award winning, voted Insurance Choice/Smart Money People Best Pet Insurance Provider 2017 & 2018; Moneywise Most Trusted Pet Insurance Provider 2018. They provide Lifetime Cover policies with 5 levels of payout limit available from £2,000 to £10,000 total vet fee cover for accidents and illnesses in each policy year. They cover each new accident or condition year on year if cover is renewed each year with no break in cover, and their existing policies have no upper age limits. New policies upper age limits will depend on the breed of your pet. 

Lifetime Pet Cover Pet Insurance Reviews

By:
Susannah Young
Posted: 06/10/2016
3

We took out this insurance for our puppy due to the positive reviews and good prices. All seemed fine, but sadly our puppy was killed in a RTA at 10 months. I phoned the insureres and they cancelled the policy, but unfortunately had already taken out that...

Breed

Vizsla

Species:
Dog
By:
Susiemay
Posted: 19/09/2016
4

My current insurer loaded my policy to 35% of the cost as well as the first £100. When I complained they said they would reduce it back to 20% but the premium would be increased. It is a lifetime policy, but she is 10 and not on any medication and I...

Breed

Bichon Frise

Species:
Dog
By:
Chris
Posted: 19/09/2016
4

I purchased Lifetime Pet Cover via a cashback site. Disappointingly, the cashback was declined with no real explanation/investigation. However the costs were still very competitive compared with other companies. I have had to make regular claims on my...

Breed

Domestic Short Hair

Species:
Cat
By:
Nick W
Posted: 14/09/2016
4

Each year I dread the pet insurance renewal letter. This year my provider increased the premium beyond an acceptable level and, although reduced 25%when I complained, out of principle I thought I would look elsewhere. What I loved best about this firm...

Breed

Clumber Spaniel

Species:
Dog