Lifetime Pet Cover

Ranked

#3
3 of 24 insurers by customers

 

Over 70% of customer rate Lifetime Pet Cover pet insurance as "excellent". This multi-award winning provider offers lifetime cover. They were voted Best Pet Insurance Provider by Moneynet.co.uk for 5 years running between 2019 and 2023.

The policy they offer provides lifetime cover with annual claim limit options for vet fees from £2,000 to £10,000 for accidents and illnesses. The policy includes cover abroad, and cover for tests, surgery and rehabilitation treatments for accidents and chronic illnesses.

Customers appreciate their helpful customer service team and quick claims process and find the prices reasonable.   

Read customer reviews and click the get a quote button below to compare their policy and prices with other providers. 

Coverage

Lifetime cover pet insurance policy options offered for cats and dogs. Lifetime Pet Cover offer 5 levels of cover options ranging from £2,000 per year up to £10,000 total vet fee cover in each policy year. Each new accident and condition will continue to be covered year on year if cover is renewed each year with no break in cover. Cover offers dental treatment cover from accidents or illnesses, complementary therapies, travel cover, death benefit, £1m Third Party Liability (dogs only) and has no upper age limits for existing policies.

Excess

£110 per condition, per policy. Once your pet is 4 you also pay 15% of all claims after you have paid the excess amount. This co-payment increases to 25% once your pet turns 7 years old and 30% when your pet is 12 years of age or older.

Age Limits

8 weeks minimum age. Maximum age limits for new policies depend on your pet's breed. There is no upper age limit for existing policies.

Waiting Period

2 days for accidents; 14 days for illness

Additional Policy Information
Can they pay your vet direct?

Claims can be paid direct to your vet.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Lifetime Pet Cover provide Lifetime cover that is multi-award winning, voted Insurance Choice/Smart Money People Best Pet Insurance Provider 2017 & 2018; Moneywise Most Trusted Pet Insurance Provider 2018. They provide Lifetime Cover policies with 5 levels of payout limit available from £2,000 to £10,000 total vet fee cover for accidents and illnesses in each policy year. They cover each new accident or condition year on year if cover is renewed each year with no break in cover, and their existing policies have no upper age limits. New policies upper age limits will depend on the breed of your pet. 

Lifetime Pet Cover Pet Insurance Reviews

By:
Nick W
Posted: 14/09/2016
4

Each year I dread the pet insurance renewal letter. This year my provider increased the premium beyond an acceptable level and, although reduced 25%when I complained, out of principle I thought I would look elsewhere. What I loved best about this firm...

Breed

Clumber Spaniel

Species:
Dog
By:
Claire
Posted: 13/09/2016
2

I was so disappointed, from all the reviews on here I thought it would be perfect, however, I encountered an error on the site which wouldn't let me get past getting a quote. I contacted them through the website and received terrible customer service. Due...

Breed

Mixed Breed Cat

Species:
Cat
By:
Sue Hawkins
Posted: 23/08/2016
5

Whilst I have only just signed up to this company I can only comment on my first impression. Easy to join and a Sooooo much more realistic premium. I have been loyal to my previous provider for over 5 years and was horrified to see my premiums cranked up...

Breed

Labrador Retriever

Species:
Dog
By:
Karen
Posted: 11/08/2016
5

Not had to make a claim yet even so the service has been friendly and efficient. I have two dogs insured Jeffery and Stanley with very competitive rates, left my last insurance providers after very disappointing service.

Breed

Toy Mixed Breed (1 - 10 lbs)

Species:
Dog