With a huge range of cat, dog and horse insurance policies on the market, it can be hard to pick the policy and provider that best fits your needs and budget.

We ask pet and horse owners who are customers of the UK’s leading insurance providers to share their experiences and help other owners like you, choose the best pet or horse insurance policy type and provider. 

Please read some of the thousands of pet insurance reviews from other owners and leave your own review if you are a customer, too. All the inside information on the service and support the insurance companies provide, and how easy or complex they make it to submit and get a claim paid, helps others make an informed choice. Your views can also encourage our insurance companies to offer the best possible service they can.

Once you’ve narrowed down your options click through our site links on your chosen insurer's page to get a quote and help us to help pets and equines in need through our charity donations

We need your review!

We want to give pet and horse owners lots of real customer reviews to read when deciding on the right policy for them and their animals so we need new reviews from you! 

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Pet insurance reviews

By:
Miss Michelle Horne
Posted: 18/08/2025
1

I’ve had my claim knocked back due to them not reading the diagnosis & jumping to conclusions. My vet has even challenged their decision via a letter. 
Another claim made for a different diagnosis which actually took my dogs life & they haven’t even...

Breed

Cocker Spaniel

Species:
Dog

Recommended
by reviewer

5

My spaniel needed perineal tear repairs and castration. He had two separate operations a few weeks apart, he’s also had a gum growth removed. No problems with claims. Same with my Keeshond, who had some weird tummy/digestive problem. Thankfully both dogs...

Breed

Cocker Spaniel

Species:
Dog
Insurer: Animal Friends
By:
Maxine
Posted: 24/10/2024
1

Sorry to say but I can only reiterate what others have said….easily take your money but will come up with any excuse not to pay out when needed even if everything is covered by the cover taken out.

Breed

Cocker Spaniel

Species:
Dog
Insurer: Napo
By:
Dan
Posted: 08/10/2024
1

DONT INSURE YOUR DOG WITH NAPO!!!.We're 2.5k down because of them. Our beautiful rescue cocker Ted had an emergency op for a piece of ball stuck in his gut. 5 weeks later and I've just found out they won't pay because he has an 'agressive' history. He...

Breed

Cocker Spaniel

Species:
Dog
By:
Christopher Sharp
Posted: 03/05/2024
1

I took this out with an in store coupon saying 7000 nectar points if you do. I did this followed all instructions and they refused to apply points saying I did not apply any code when I would have only taken the policy out based on the promotion. This has...

Breed

Cocker Spaniel

Species:
Dog
By:
Raihan Finley
Posted: 17/05/2023

Recommended
by reviewer

5

One of the standout features of Fluffy pet insurance is their theft protection. Knowing that my pet is covered in case of theft brings me great peace of mind espcially since there is so much pet theft in my area now.

Breed

Cocker Spaniel

Species:
Dog