Tesco Bank

Ranked

#4
4 of 18 insurers by customers

Tesco Pet Insurance offers 3 levels of cover to choose from: Premier Cover, a Lifetime Pet Insurance policy with 2 levels of cover available that isn't time limited; Extra Cover offering lower pay out limits that aren't time limited and Standard Cover offering accident only or accident and illness cover options. Cover has variable excess level options and all policies except accident only offer cover for dental money to advertise your pet if they go missing and help if you fall ill. Tesco Pet Insurance is underwritten by Royal Sun Alliance plc and give all customer access to a 24 hour Vetfone helpline for advice and support. Vetfone provided by vetsdirect Ltd.

Reviews

2.2
  • 222 reviews
  • Excellent
    22% Complete
    22%
  • Very Good
    3% Complete
    3%
  • Average
    3% Complete
    3%
  • Poor
    17% Complete
    17%
  • Terrible
    56% Complete
    56%
Coverage

Policy types available include an Accident only policy offering £3,000 vet fee cover for accidents and injuries for 12 months from the date the injury happened. Tesco offer a Time Limited policy Standard Cover offering £3,000 vet fee cover for accidents and illnesses for 12 months from onset of the illness or injury. They also offer a maximum Benefit policy Extra Cover with a choice of £4,000 or £7,500 vet fee cover per condition that is not time limited. Once the limit is reached that illness or injury is no longer covered.

Their best cover is provided by their Lifetime cover policy, Premier Cover which offers vet fee cover options of £7,500 or £10,000 per year, reinstated annually if you renew your policy with no breaks in cover. Cover includes dental treatment and help to advertise if you lose your pet. 

Excess

Choose from £60, £120 or £200 excess for each illness or accident. Dog Third Party liability claims for damage to property excess is £250.

Age Limits

Cover pets from 8 weeks of age with no maximum age limit.

Waiting Period

4 days from the inception date of the policy.

Additional Policy Information
Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Tesco Pet Insurance offers 3 levels of cover to choose from: Premier Cover, a Lifetime Pet Insurance policy with 2 levels of cover available that isn't time limited; Extra Cover offering lower pay out limits that aren't time limited and Standard Cover offering accident only or accident and illness cover options. Cover has variable excess level options and all policies except accident only offer cover for dental money to advertise your pet if they go missing and help if you fall ill. Tesco Pet Insurance is underwritten by Royal Sun Alliance plc and give all customer access to a 24 hour Vetfone helpline for advice and support. Vetfone provided by vetsdirect Ltd.

Tesco Bank

Insurer: Tesco Bank
By:
Ellen Jackson
Posted: 02/01/2019
1

I have just received my renewal details to discover that the premium has risen by over 50% for no reason. I have not made a claim on a 6 year old cross-bred dog. I recall having gone through all this performance last year also when, having spent half a...

Breed

Large Mixed Breed (60+ lbs)

Species:
Dog
Insurer: Tesco Bank
By:
L jones
Posted: 02/01/2019
1

Having paid pet insurance for 2 dogs for the last 12 years I cancelled my policy after the 2nd dog died. Days later I received 2 letters saying I owed £20 for the period of cover AFTER she had died. When I rang to complain I was told that it wasn't a...

Breed

Small Mixed Breed (11 - 30 lbs)

Species:
Dog
Insurer: Tesco Bank
By:
Ian Harris
Posted: 30/11/2018
1

We were referred by our vet to Bristol vet school for investigations into a suspected mass in German shepherds chest. Paid £1900 for examinations and tests only to be told by Tesco insurance that this was an ongoing problem. After 5 months of wrangling,...

Breed

German Shepherd

Species:
Dog
Insurer: Tesco Bank
By:
Steve Martin
Posted: 26/11/2018
1

I thought I'd join the growing list of complaints against Tesco...I've been with Tesco for over ten years thinking it was a good policy...4 years ago I added another adult cat and the premiums rose £49 each month in total....recently I decided to shop...

Breed

Mixed Breed Cat

Species:
Cat