Sainsburys Bank

Ranked

#8
8 of 19 insurers by customers

Sainsbury's Bank offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc.

Reviews

1.7
  • 134 reviews
  • Excellent
    12% Complete
    12%
  • Very Good
    4% Complete
    4%
  • Average
    1% Complete
    1%
  • Poor
    8% Complete
    8%
  • Terrible
    75% Complete
    75%
Coverage

Single pet and multi Pet Insurance is offered with optional extras to cover the theft or loss of your pet. Many vets can be paid direct. There are 3 levels of cover available: Standard, Premier and Premier Plus cover. Standard Cover is a Time Limited plan where cover is offered for each condition and illness for 12 months from the start of that condition up to £3,000 for vet fees per condition or illness. Once the limit is reached for a condition that condition is no longer covered. Complementary treatments and physiotherapy are covered with specific limits. Premier and Premier Plus dog policies include Third Party Liability cover.

All Premier and Premier Plus plans offer Maximum Benefit cover meaning chronic conditions are covered over an unlimited period of time, up to the policy cover limit chosen. Cover options are £7,500 of cover on the Premier Plan and £13,000 cover on the Premier Plus plan.

Optional extras available on all plans are cover for the death of your pet, loss or theft cover to help with advertising, emergency boarding fees and holiday cover.

Excess

A fixed excess per condition is deducted from the first claim for each separate illness, injury or condition. Under certain conditions you also pay a percentage of the remaining claim amount in addition to the excess.

Age Limits

From 8 weeks to 9 years of age. If insurance is purchased before your pet's 9th birthday there is no upper age to renewals if there are no breaks in cover.

Waiting Period

14 days.

Additional Policy Information
Can they pay your vet direct?

Yes, it is possible to arrange this.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Sainsbury's Bank offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc and they offer 3 levels of cover: A time limited Standard Cover policy and 2 levels of Maximum Benefit cover in the Premier and Premier Plus policy options.

Sainsburys Bank

Insurer: Sainsburys Bank
By:
Sweetums
Posted: 26/08/2014
4

Our beautiful golden Maisey broke her tooth (not a surprise because she chews everything), so we had to submit a claim. They paid out without delay which made the whole situation less stressful. Very happy.

Species:
Insurer: Sainsburys Bank
By:
Linda
Posted: 19/07/2014
1

I took out crème de la crème cat insurance (x 5) as I thought,"you get what you pay for". In case of Sainsburys - you get a glorified pile of turd. That's their customer service, with cherry of arrogance on top.

Straight forward claim rejected even...

Species:
Insurer: Sainsburys Bank
By:
Michelle
Posted: 09/06/2014
1

Total lack of customer service and shocking underhand tactics to avoid paying you at all costs. I have never in my life been reduced to tears by a company who want to make claiming a minefield. Seriously do not buy this insurance! I have never claimed...

Species: