Sainsburys Bank Pet Insurance

Ranked

#9
9 of 25 insurers by customers

 

Read over 240 customer reviews for Sainsbury's Bank Pet Insurance who offer flexible pet insurance and claim to pay 98% of claims within 5 days, often direct to your vet.

They offer Lifetime cover, Maximum Benefit cover, Time Limited cover and Multi-pet pet insurance cover options, with four levels of vet fee cover up to £10,000, so there's lots of choice. Customers have 24/7 access to vet nurses to answer your pet health queries, extra discounts for Nectar members and multi-pet policies and you can manage your policy online. Sainsbury's Bank Pet Insurance is underwritten by Pinnacle Insurance plc.

Customers have reported both negative and positive experiences with Sainsbury's Bank Pet Insurance. Some customers praise how easy it is to claim and quick payouts, while others have found it difficult to contact customer services or been disappointed by claim denials. Overall they are given a rating of 1.8 stars out of 5. 

Coverage

Single pet and multi pet Insurance, with a discount, is offered. Time Limited £3,000 cover is offered where each condition and illness will be covered from 12 months since the pet first started showing symptoms. Once the limit is reached for a condition that condition will no longer be covered. Two Maximum Benefit cover levels are offered (£3,000 and £6,000) which provide cover up to the maximum amount per condition. Four Lifetime cover levels are offered (£2,500, £5,000, £7,500 and £10,000) which provide cover up to a maximum amount each year.

Access to 24/7 Vet Nurse helpline available and you can manage your policy online with My Pet Portal.

Cover for the death of your pet, loss or theft cover to help with advertising, emergency boarding fees and holiday cover are all included as standard.

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy.

Excess

A fixed excess per condition is deducted from the first claim for each separate illness, injury or condition. Under certain conditions you also pay a percentage of the remaining claim amount in addition to the excess.

Age Limits

From 8 weeks to 9 years of age. If insurance is purchased before your pet's 9th birthday there is no upper age to renewals if there are no breaks in cover.

Waiting Period

Accidents and poisonings 3 days, illnesses 14 days. Both limits are waived if you are switching to Sainsbury's Bank PI from another pet insurer. 

Exclusions

Pre-existing conditions, grooming or cosmetic treatments, routine care.

Additional Policy Information
Can they pay your vet direct?

Yes, it is possible to arrange this.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Sainsbury's Bank offer flexible pet insurance and claim to pay 97% of claims within 5 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Pinnacle Insurance plc and they offer 7 levels of cover: 1 time limited policy, 2 levels of Maximum Benefit cover and 4 levels of Lifetime cover. They offer 24/7 access to vet nurses to help with pet health queries. 

Sainsbury's Bank Pet Insurance Reviews

By:
BRADLEY WHITE
Posted: 06/12/2022
1

Just been told that some malignant lumps that our pet had some 6 months ago are not covered
We took her to the vets regarding these 6 months ago and was told "no need to worry".
6 months done the line she had scratched one.
To cur a long story short she...

Breed

Mixed Breed

Species:
Dog
By:
Diane Ruggles
Posted: 26/10/2022
1

Completed the forms and paid the first instalment. They then questioned if my mixed breed rescue dog (RSPCA had her listed as American Akita cross) was part American Bulldog. When I replied that a DNA test revealed that she was 25%, they promptly...

Breed

Mixed Breed

Species:
Dog
By:
Anita Chaudhary
Posted: 20/09/2022

Recommended
by reviewer

5

I have been with Sainsburys Bank insurance for about 2 years now and have found them excellent in every respect. Prompt at dealing with claims, and the online claims procedure is extremely easy and fuss free. Highly recommend them

Breed

Mixed Breed

Species:
Dog