The Kennel Club

Ranked

#12
12 of 18 insurers by customers

The Kennel Club offer health insurance for pets underwritten by Agria Pet Insurance Ltd. They offer Lifetime Pet Health Insurance cover for vet fees of either £12,500 per year or £6,500 per year while the policy is active. Policies also cover third party liability, advertising costs if your pet is lost and a contribution to your travel or accommodation costs if your pet is referred to another vet for treatment. The Kennel Club can pay your vet direct if your vet agrees. You can add Overseas Travel Cover, Death and Loss Cover, Boarding Fees Cover and Breeding Risks Cover for an extra charge. 97% claims are paid. Over 95% of our customers would recommend us to friends and family.

Reviews

2.3
  • 42 reviews
  • Excellent
    24% Complete
    24%
  • Very Good
    5% Complete
    5%
  • Average
    2% Complete
    2%
  • Poor
    12% Complete
    12%
  • Terrible
    57% Complete
    57%
Coverage

The Kennel Club offer Lifetime Pet Health Insurance policies for dogs and cats with either £7,500 or £15,000 of total cover for vet fees annually. The plan covers any conditions or accidents up to the annual limit each year for as long as the policy is renewed. They pay vets directly, cremation and burial are covered, and they cover Dental treatment needed as a result of illness and injury. There is Breeding cover and there are no restrictions on the vets you use. The policies offer continuous lifetime cover and there are excess options and a £25 vet care voucher . There are no limits on the number of conditions claimed for within a year.

Excess

You have the choice of £95 or £160 excess per condition each year for dogs. You pay 10% of vet costs once the excess is deducted.

Age Limits

From 8 weeks. Max age limit depends on species and breed.

Waiting Period

Illness - 10 days when you first buy your policy.

Additional Policy Information
Can they pay your vet direct?

Yes, this can be arranged.

Company info

The Kennel Club offer health insurance for pets underwritten by Agria Pet Insurance Ltd. They offer Lifetime Pet Health Insurance cover for vet fees of either £12,500 per year or £6,500 per year while the policy is active.  Policies also cover third party liability, advertising costs if your pet is lost and a contribution to your travel or accommodation costs if your pet is referred to another vet for treatment. The Kennel Club can pay your vet direct if your vet agrees. You can add Overseas Travel Cover, Death and Loss Cover, Boarding Fees Cover and Breeding Risks Cover for an extra charge.   97% claims are paid. Over 95% of our customers would recommend us to friends and family.

The Kennel Club

By:
Grace Purdie
Posted: 24/09/2018
1

My puppy, from an assured breeder, came with the free 4 week insurance from KC. After about ten days I received a letter from them saying that to ensure "continuous cover" I should take out a full policy now. I did this straight away. Just two days...

Species:

Dog

Breed:

Toy Mixed Breed (1 - 10 lbs)

By:
Donna
Posted: 02/07/2018
1

I bought my puppy in January but was having problems with him within weeks of bringing him home. He eventually needed an operation after lots of tests to work out what was wrong with him. Have a bill for roughly £1300 and the kennel club, even after...

Species:

Dog

Breed:

Cocker Spaniel

By:
Rob Dixon
Posted: 07/06/2018
1

Having paid £36 a month for 3 years (almost £1,300!!) I found 2 lumps on my dog, who after a £35 inspection by the vet had a £435 operation to remove both of them at the same time. The vet sent off the detailed information in good time, however after 6...

Species:

Dog

Breed:

Schnauzer - Standard

By:
Disgusted
Posted: 06/06/2018
1

My 10 month old needed immediate treatment and the vets needed immediate payment which amounted to £1100....who has that kind of money in their pocket these days ....I have paid the bill and have put my claim in and expected a payment if not immediately ....

Species:

Dog

Breed:

French Bulldog