Lifetime Pet Cover

Ranked

#3
3 of 23 insurers by customers

 

Over 70% of customer rate Lifetime Pet Cover pet insurance as "excellent". This multi-award winning provider offers lifetime cover. They were voted Best Pet Insurance Provider by Moneynet.co.uk for 5 years running between 2019 and 2023.

The policy they offer provides lifetime cover with annual claim limit options for vet fees from £2,000 to £10,000 for accidents and illnesses. The policy includes cover abroad, and cover for tests, surgery and rehabilitation treatments for accidents and chronic illnesses.

Customers appreciate their helpful customer service team and quick claims process and find the prices reasonable.   

Read customer reviews and click the get a quote button below to compare their policy and prices with other providers. 

Reviews

4.5
  • 530 reviews
  • Excellent
    70%
  • Very Good
    22%
  • Average
    2%
  • Poor
    1%
  • Terrible
    4%
Coverage

Lifetime cover pet insurance policy options offered for cats and dogs. Lifetime Pet Cover offer 5 levels of cover options ranging from £2,000 per year up to £10,000 total vet fee cover in each policy year. Each new accident and condition will continue to be covered year on year if cover is renewed each year with no break in cover. Cover offers dental treatment cover from accidents or illnesses, complementary therapies, travel cover, death benefit, £1m Third Party Liability (dogs only) and has no upper age limits for existing policies.

Excess

£110 per condition, per policy. Once your pet is 4 you also pay 15% of all claims after you have paid the excess amount. This co-payment increases to 25% once your pet turns 7 years old and 30% when your pet is 12 years of age or older.

Age Limits

8 weeks minimum age. Maximum age limits for new policies depend on your pet's breed. There is no upper age limit for existing policies.

Waiting Period

2 days for accidents; 14 days for illness

Additional Policy Information
Can they pay your vet direct?

Claims can be paid direct to your vet.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Lifetime Pet Cover provide Lifetime cover that is multi-award winning, voted Insurance Choice/Smart Money People Best Pet Insurance Provider 2017 & 2018; Moneywise Most Trusted Pet Insurance Provider 2018. They provide Lifetime Cover policies with 5 levels of payout limit available from £2,000 to £10,000 total vet fee cover for accidents and illnesses in each policy year. They cover each new accident or condition year on year if cover is renewed each year with no break in cover, and their existing policies have no upper age limits. New policies upper age limits will depend on the breed of your pet. 

Lifetime Pet Cover Pet Insurance Reviews

By:
Georgina Clements
Posted: 26/05/2016
5

I insured my 7 year old GSD with Lifetime Pet Cover after being let down by his previous insurers when they pulled out of pet insurance. He had hardly been ill in his lifetime but in my first year of cover with Lifetime Pet Cover he has had a major...

Breed

German Shepherd

Species:
Dog
By:
Robert Lord
Posted: 21/05/2016
5

I purchased insurance in January. Unfortunately I have recently had a large claim on my policy. I did pay the claim fees at my vets, which meant that they would deal with all the claim forms and such. This was the first time that I have claimed on pet...

Breed

Basset Hound

Species:
Dog
By:
Nikki
Posted: 16/05/2016
5

Only found two pet insurers that would cover a pre existing condition after 24 months and this one was considerably cheaper. Very helpful on phone, even called me back to confirm a query.

Breed

Medium Mixed Breed (31 - 59 lbs)

Species:
Dog
By:
Tom French
Posted: 09/05/2016
5

I took out the 10k lifetime cover for my GSP. it was considerably cheaper than the other companies offering around 10k of cover. Registering and taking out the insurance was very easy. Hopefully il never need to make a claim!

Breed

German Shorthaired Pointer

Species:
Dog