Lifetime Pet Cover

Ranked

#3
3 of 23 insurers by customers

 

Over 70% of customer rate Lifetime Pet Cover pet insurance as "excellent". This multi-award winning provider offers lifetime cover. They were voted Best Pet Insurance Provider by Moneynet.co.uk for 5 years running between 2019 and 2023.

The policy they offer provides lifetime cover with annual claim limit options for vet fees from £2,000 to £10,000 for accidents and illnesses. The policy includes cover abroad, and cover for tests, surgery and rehabilitation treatments for accidents and chronic illnesses.

Customers appreciate their helpful customer service team and quick claims process and find the prices reasonable.   

Read customer reviews and click the get a quote button below to compare their policy and prices with other providers. 

Reviews

4.5
  • 530 reviews
  • Excellent
    70%
  • Very Good
    22%
  • Average
    2%
  • Poor
    1%
  • Terrible
    4%
Coverage

Lifetime cover pet insurance policy options offered for cats and dogs. Lifetime Pet Cover offer 5 levels of cover options ranging from £2,000 per year up to £10,000 total vet fee cover in each policy year. Each new accident and condition will continue to be covered year on year if cover is renewed each year with no break in cover. Cover offers dental treatment cover from accidents or illnesses, complementary therapies, travel cover, death benefit, £1m Third Party Liability (dogs only) and has no upper age limits for existing policies.

Excess

£110 per condition, per policy. Once your pet is 4 you also pay 15% of all claims after you have paid the excess amount. This co-payment increases to 25% once your pet turns 7 years old and 30% when your pet is 12 years of age or older.

Age Limits

8 weeks minimum age. Maximum age limits for new policies depend on your pet's breed. There is no upper age limit for existing policies.

Waiting Period

2 days for accidents; 14 days for illness

Additional Policy Information
Can they pay your vet direct?

Claims can be paid direct to your vet.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Lifetime Pet Cover provide Lifetime cover that is multi-award winning, voted Insurance Choice/Smart Money People Best Pet Insurance Provider 2017 & 2018; Moneywise Most Trusted Pet Insurance Provider 2018. They provide Lifetime Cover policies with 5 levels of payout limit available from £2,000 to £10,000 total vet fee cover for accidents and illnesses in each policy year. They cover each new accident or condition year on year if cover is renewed each year with no break in cover, and their existing policies have no upper age limits. New policies upper age limits will depend on the breed of your pet. 

Lifetime Pet Cover Pet Insurance Reviews

By:
Pamela Jones
Posted: 05/03/2017
5

I transferred insurance for my dog to LVC after the renewal quote from my previous insurer came through at an astronomical increase following a cruciate repair claim in the policy year. I have been extremely impressed with LVC and the level of cover...

Breed

Bernese Mountain Dog

Species:
Dog
By:
Jan
Posted: 02/03/2017
4

My dog insurance was doubling each year and this year reached close to £150 per month (Tesco) (our dog is about to turn 12). It is now just over £30, even after full disclosure of past treatments. We considered not insuring him at all but didn't really...

Breed

Cocker Spaniel

Species:
Dog
By:
S Wheeler
Posted: 02/03/2017
5

We have had to make a few claims since taking out the policies for our two golden oldie fur babies. Each time the claims were dealt with very promptly and the process was very easy. We are very happy with our experiences thus far with this insurance...

Breed

Medium Mixed Breed (31 - 59 lbs)

Species:
Dog
By:
Jeremy Rashbrooke
Posted: 01/03/2017
5

Just taken out insurance for our Airedale. Easy to set up and cost effective. As with all insurers you never know if they are any good unless you unfortunately have to make a claim. Reviews are ok which was helpful.

Breed

Airedale Terrier

Species:
Dog