Lifetime Pet Cover

Ranked

#3
3 of 24 insurers by customers

 

Over 70% of customer rate Lifetime Pet Cover pet insurance as "excellent". This multi-award winning provider offers lifetime cover. They were voted Best Pet Insurance Provider by Moneynet.co.uk for 5 years running between 2019 and 2023.

The policy they offer provides lifetime cover with annual claim limit options for vet fees from £2,000 to £10,000 for accidents and illnesses. The policy includes cover abroad, and cover for tests, surgery and rehabilitation treatments for accidents and chronic illnesses.

Customers appreciate their helpful customer service team and quick claims process and find the prices reasonable.   

Read customer reviews and click the get a quote button below to compare their policy and prices with other providers. 

Coverage

Lifetime cover pet insurance policy options offered for cats and dogs. Lifetime Pet Cover offer 5 levels of cover options ranging from £2,000 per year up to £10,000 total vet fee cover in each policy year. Each new accident and condition will continue to be covered year on year if cover is renewed each year with no break in cover. Cover offers dental treatment cover from accidents or illnesses, complementary therapies, travel cover, death benefit, £1m Third Party Liability (dogs only) and has no upper age limits for existing policies.

Excess

£110 per condition, per policy. Once your pet is 4 you also pay 15% of all claims after you have paid the excess amount. This co-payment increases to 25% once your pet turns 7 years old and 30% when your pet is 12 years of age or older.

Age Limits

8 weeks minimum age. Maximum age limits for new policies depend on your pet's breed. There is no upper age limit for existing policies.

Waiting Period

2 days for accidents; 14 days for illness

Additional Policy Information
Can they pay your vet direct?

Claims can be paid direct to your vet.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Lifetime Pet Cover provide Lifetime cover that is multi-award winning, voted Insurance Choice/Smart Money People Best Pet Insurance Provider 2017 & 2018; Moneywise Most Trusted Pet Insurance Provider 2018. They provide Lifetime Cover policies with 5 levels of payout limit available from £2,000 to £10,000 total vet fee cover for accidents and illnesses in each policy year. They cover each new accident or condition year on year if cover is renewed each year with no break in cover, and their existing policies have no upper age limits. New policies upper age limits will depend on the breed of your pet. 

Lifetime Pet Cover Pet Insurance Reviews

By:
Pam
Posted: 11/05/2017
5

I took out insurance for my 11 year old dog yesterday. It was easy and straightforward to negotiate the website and the price was very good for the cover, a reduction of around £250 on the quote I had from the insurers I've used for about 9 years and...

Breed

Border Collie

Species:
Dog
By:
Margaret
Posted: 10/05/2017
5

I can't comment on a claim as with other reviews I have only just taken out cover for my 7year old Daisy but after reading some of the the other reviews which have had to claim I think I have definitely made the right decision

Breed

Miniature Schnauzer

Species:
Dog
By:
Lesley Haley
Posted: 10/05/2017
5

We had the misfortune of having to make a claim for the first time on our 9 month old English Bull Terrier. The insurance company have dealt with this so quickly and efficiently I would definately recommend them. After all the horror stories of various...

Breed

Bull Terrier

Species:
Dog
By:
Peter Spooner
Posted: 08/05/2017
5

Just purchased a Lifetime policy for my 9 year old dog Sam. The policy was attractive due to its competitive price and that it covered pre-existing conditions that were over 2 years old. 
The simple and easy application process was completed on-line in a...

Breed

English Springer Spaniel

Species:
Dog