Lifetime Pet Cover

Ranked

#3
3 of 23 insurers by customers

 

Over 70% of customer rate Lifetime Pet Cover pet insurance as "excellent". This multi-award winning provider offers lifetime cover. They were voted Best Pet Insurance Provider by Moneynet.co.uk for 5 years running between 2019 and 2023.

The policy they offer provides lifetime cover with annual claim limit options for vet fees from £2,000 to £10,000 for accidents and illnesses. The policy includes cover abroad, and cover for tests, surgery and rehabilitation treatments for accidents and chronic illnesses.

Customers appreciate their helpful customer service team and quick claims process and find the prices reasonable.   

Read customer reviews and click the get a quote button below to compare their policy and prices with other providers. 

Reviews

4.5
  • 530 reviews
  • Excellent
    70%
  • Very Good
    22%
  • Average
    2%
  • Poor
    1%
  • Terrible
    4%
Coverage

Lifetime cover pet insurance policy options offered for cats and dogs. Lifetime Pet Cover offer 5 levels of cover options ranging from £2,000 per year up to £10,000 total vet fee cover in each policy year. Each new accident and condition will continue to be covered year on year if cover is renewed each year with no break in cover. Cover offers dental treatment cover from accidents or illnesses, complementary therapies, travel cover, death benefit, £1m Third Party Liability (dogs only) and has no upper age limits for existing policies.

Excess

£110 per condition, per policy. Once your pet is 4 you also pay 15% of all claims after you have paid the excess amount. This co-payment increases to 25% once your pet turns 7 years old and 30% when your pet is 12 years of age or older.

Age Limits

8 weeks minimum age. Maximum age limits for new policies depend on your pet's breed. There is no upper age limit for existing policies.

Waiting Period

2 days for accidents; 14 days for illness

Additional Policy Information
Can they pay your vet direct?

Claims can be paid direct to your vet.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Lifetime Pet Cover provide Lifetime cover that is multi-award winning, voted Insurance Choice/Smart Money People Best Pet Insurance Provider 2017 & 2018; Moneywise Most Trusted Pet Insurance Provider 2018. They provide Lifetime Cover policies with 5 levels of payout limit available from £2,000 to £10,000 total vet fee cover for accidents and illnesses in each policy year. They cover each new accident or condition year on year if cover is renewed each year with no break in cover, and their existing policies have no upper age limits. New policies upper age limits will depend on the breed of your pet. 

Lifetime Pet Cover Pet Insurance Reviews

By:
Mandy Bagwell
Posted: 24/08/2015
5

Having been let down by AXA and priced out by the company they handed over to, I was delighted to find Lifetime pet Cover to provide insurance for my 9yr old Pointer at a very reasonable price, with the added bonus of reinstating pre existing conditions...

Breed

Pointer

Species:
Dog
By:
Paula
Posted: 23/08/2015
5

Having never insured my dogs before I found it challenging to find the right one,it was confusing to say the least. Until I discovered Lifetime Pet Cover.The information I had from the team was clear, no gimmicks and I actually spoke to a person who...

Breed

Pointer

Species:
Dog
By:
Liz
Posted: 21/08/2015
5

I have had no complaints about my old insurance policy, except for the price which has crept up over the years and now my Labrador has reached the age of 10 years, it nearly doubled from last year. I was forced to look for a cheaper quote and I found it...

Breed

Labrador Retriever

Species:
Dog
By:
A C Birkens
Posted: 13/08/2015
5

Looking to change as my current insurance virtually doubled in price. Found Lifetime Pet Cover, did it online and was very easy. Hopefully they won't start putting it up when it's due for renewal.

Breed

Staffordshire Bull Terrier

Species:
Dog