Welcome to Scratch & Patch Pet Insurance!

Welcome to Scratch & Patch Pet Insurance!


We’re pleased to announce that Scratch & Patch Pet Insurance have decided to join the Pet Insurance Review family of insurers!

We want to give you information about the widest range of pet insurers we can and so it’s great to have Scratch & Patch on board. You can leave or read reviews for them (once they start coming in!) and find out more about their policies.  

Scratch & Patch offer six different types of pet insurance policy for cats and dogs, so there’s something for everyone. Their three lifetime cover policies are 5-star Defaqto rated, and all of their policies offer 24/7/365 access to the Scratch & Patch Careline where you can speak to fully qualified vet nurses whenever you need some advice. 

What do they offer?  

As well as offering three levels of Lifetime Cover policy which offer different levels of vet fee cover (Prime Cover, Premier Cover and Premier Plus Cover) they offer Accident Only insurance (Bronze Cover) a Time Limited policy (Silver Cover) and a Maximum benefit policy (Gold Cover). All of the policies cover pets from the age of 5 weeks with no upper age limits and they offer a 10% discount if you insure two or more pets.  

They can also pay your vet direct, and their claims and admin team are all based in the UK so that should help smooth the path if you unfortunately have to make a claim.   

You can find out more about Scratch & Patch policies by reading the policy tab on their insurer page.  

What else should I know about Scratch & Patch Pet Insurance? 

It’s worth knowing that within each policy there are certain treatments or conditions that have lower pay out limits than the policy states. These conditions and treatments include cruciate ligament issues, treatment, MRI or CT scans, special diets, alternative treatments, and behavioural issues. You can find more details of each policy’s inner limits on the Policy information on their insurer page.

You can find summary information about each policy they offer on our compare dog insurance and compare cat insurance pages, but don't forget to read the policy details before you make your choice. There are a few breeds of dog that Scratch & Patch won’t cover but if you get a quote you’ll be able to see if your dog breed is eligible for cover.

Please leave a review!

We would love to hear about your experiences of being a Scratch & Patch customer so please do leave a review and help other pet parents make the right choice for them and their furry friends. It really does help!  

Scratch & Patch Pet Insurance logo.