Looking for flexible lifetime pet insurance for your dog or cat? We’re pleased to welcome Petgevity pet insurance to our site, giving UK pet owners another provider to consider when comparing policies, vet fee limits, optional extras and cover for ongoing health conditions.

Welcome to award-winning Petgevity pet insurance

Petgevity has earned recognition in the UK pet insurance market, including Best Pet Insurance Provider at the Times Money Mentor Awards 2024 and the National Insurance Awards Pet Insurance Award in 2022, 2023 and 2024. Its Lifetime Plus Cover, when selected with vet fee cover over £4,000 with all optional extras, has also received a Defaqto 5 Star Rating, while Lifetime Cover has received a Defaqto 3 Star Rating. For pet owners, these awards and ratings can be useful signals when comparing pet insurance providers side by side.

Petgevity Lifetime Cover and Lifetime Plus Cover explained

Petgevity offers two main lifetime pet insurance products: Lifetime Cover and Lifetime Plus Cover. Both are designed to help with eligible vet bills for accidents, illnesses and ongoing conditions, provided the policy is renewed each year without a break. The main difference is the amount of flexibility available, including the option for pre-existing condition cover with Lifetime Plus Cover, subject to acceptance and the disclosure of all pre-existing conditions at the time of buying the policy.

Petgevity Lifetime Cover

Petgevity Lifetime Cover may suit owners of young pets who have not had any particular illnesses and who want straightforward lifetime pet insurance for new accidents, illnesses and conditions that begin after the policy starts. With annual vet fee limits available up to £15,000, it can help provide reassurance if your pet needs treatment over more than one policy year for a condition or illness.
 

Petgevity Lifetime Plus Cover

Petgevity Lifetime Plus Cover is the more flexible option and may appeal to owners whose pets already have a medical history. A key feature is that Petgevity can offer cover for pre-existing conditions, as long as they are declared and accepted when the policy is taken out. This can make Lifetime Plus Cover worth reviewing if you have previously found it difficult to get pet insurance because of your pet’s past health issues.
 

Choose your excess and optional pet insurance extras

One of the most useful features of Petgevity pet insurance is the ability to shape the policy around your budget and your pet’s needs. Depending on the cover you choose, you can select whether to have an excess amount or the amount of excess you will pay towards each claim, which can help you balance the monthly premium against what you would pay if you needed to claim. Lifetime Plus Cover also gives added flexibility around whether to include a percentage contribution towards vet bills. There is a compulsory percentage amount to pay towards each claim if your dog is 8 years or over and if your cat is 10 years or over on the Lifetime Cover policy.  
You can also add optional extras to make your pet insurance policy more suitable for your lifestyle. These may include dental illness cover, missing pet cover, travel cover and farewell cover. This flexibility means you can choose the features that matter most, rather than paying for a one-size-fits-all policy.
 

Why consider Petgevity pet insurance?

We’re delighted to feature Petgevity on our pet insurance review site. With award-winning recognition, lifetime cover options, customisable excess choices, optional add-ons and the potential for pre-existing condition cover through Lifetime Plus Cover, Petgevity gives dog and cat owners plenty to consider when comparing dog insurance or cat insurance that works for their budget, their pet and their peace of mind.