My Labrador Retriever has been insured with Tesco pet insurance, all of her life, she is now 4 years old, I have never made a claim, my recent renewal quote has gone up by over £200, for the year!, on thre comparison sites, I can get the exact same policy, with Tesco, for less than half the current quote, £260.00 cheaper. I have not renewed and have changed company, as a matter of principle and to a better policy, with another company, that is cheaper.