buying any insurance is a lottery but when its for your best friend its important to do the research, Vetsure came out top in my research and after owning my dog for 6 months I found that he had skin allergies and would need monthly injections to help with his itching (he also has been in and out of the vets with various problems) so I paid the excess and the rest of the treatment was covered under the insurance policy.
So at the end of the first year I thought the premium would go through the roof but it only went up by a couple of quid and I didnt even have to pay the excess again, but thats not the best part the Vetsure team are so lovely on the phone and really leave you feeling that they care more about your pet than the premium so I would highly recommend this company to any pet owner.