Although in comparison to many other pet insurances the Kennel Club Insurance is on the expensive side, but for me it is about peace of mind and security. We had our cocker spaniel covered with the Kennel Club Insurance from the moment we had him at 8 weeks old and continued this on. Over his lifetime (now 13 and a half), Smudge has developed several life-long disorders and we have never had any problem at all with any claims we have made, and I don't feel that our policy has gone up in price because of the number of claims we have made; we have also found that claims are settled quickly too. Customer Service team members are really helpful and do their best to resolve any queries. We have the £15000 cover per year.