Very expensive,never claimed had to take my Labrador elsewhere as her insurance rocketed to £70 a month unhelpful man on phone,I have to keep my cocker with them as she’s 12 now and hers is £60 a month and again never claimed,but you’ll get the guilt trip if you say about not insurancing, Oh but what if?i did have all 3 with them but £110 a month before the hike,lot of money when you don’t claim!!!