I stumbled in to being insured by the Kennel Club by accident but it was the best accident we could ever have had. Our other dogs were insured with another company at the time but now all our dogs are insured with Kennel Club. Helpful friendly staff, payment made either directly to the vet or if we have chosen to pay a bill ourselves we have been very quickly reimbursed. If we have made a claim there is not a massive hike in the policy fee the following year. There are lot's of different options and levels of insurance to choose from and staff are helpful when going through the options to choose the best level of cover for your dog and pocket.