Although initially I was not intending to buy a life policy, I was called by the insurance company wanting to sell me this policy after I registered a puppy with them and I reluctantly agreed as it cost a lot more than a basic cover, but they said it was peace of mind. As it turned out my dog developed a condition which needs lifetime meds so I am grateful to that salesperson! All claims have been swiftly dealt with and I am always told of the progress of my claim. Would highly reccommend.