The world of pet insurance is a minefield and there are some providers who shroud their products with complex terminology. Agria were very clear and open about their products and pricing. We opted for lifetime cover for Flynn and the premium was very reasonable. I am impressed with the clarity of the cover description and it suits our needs and our budget. We have not made a claim and I hoe we don't have to but I have peace of mind and I'd recommend Agia for sure.