Just taken out a "Platinum" policy. Thanks to Abi for running through it so clearly. Seems all the pet insurance companies either hike the price each year, or start off really high and keep it there. I'd rather keep it in my pocket for now - especially when the initial cost of owning a new pet means a lot of outlay. We'll see how it goes, but let's hope I wont need to call on the insurance. Thanks again, Abi.