Dont do it. Made a claim last year for my boxer, who it turns out, has skin allergies. After being with them for 11 years all of a sudden my monthly payments have increased from £591 to £996. Surely you insure your pet to cover these things. What about the previous 10 years not claiming for anything. It's cheaper now for me to actually pay for his treatment myself. Disgusted with Tesco pet insurance.