I took out pet insurance with my puppy at 8 weeks old (stupidly) without reading any comments or reviews as it rewarded nectar points which I collect. Unfortunately at just over a year old my staff swallowed half a tennis ball and had to have immediate gastronomical surgery to remove partially his intestine. I claimed through the vets and all they requested was the medical history from the previous vets which I had from 8weeks to 20 weeks old.

Within a month, the bill was paid straight to the vet and no money left my account. Very easy and stress free.