WARNING, STAY AWAY FROM ANIMAL FRIENDS...
Where do I start.. I took animal friends out when my dog was a puppy because they sounded good and cheap, but then I needed to make a small claim And they wouldn't pay because apparently I only had basic cover (fair enough) so on the phone their and then I asked for insurance to cover everything for life, I stressed that I needed life cover, so she gave me a quote, much more expensive than befor ( as expected) which I agreed to pay and their n then new policy started.
4 years later my dog had a blockage in his intestines and needed surgery, which they did pay ok, but then a year later a similar situation happened but this time they refused to pay saying that I couldnt claim on any intestines surgery again.. Would never use again, and am now with a new insurance company that will luckily take on any new intestinal surgery ever needed..