My two dogs are insured with Tesco , I wish I could change, but I cant . The reason is because my six year old Labrador has cancer , so no one else would accept him . When I claimed for his surgery last year , it took an age for the claim form to be sent to me , I had to ring a couple of times , this had been my only claim in many years or paying out . I recently rehomed a little Chihuahua X , and added her to my Labrador policy . She had to have Xrays , which we paid for and then I rang Tesco for a claim form , nine days later I am still waiting . I have rung again , we are elderly people , so paying up front is hard, but we do it because we love our dogs . I would not recommend Tesco and would not use them again .