My six year old Pug/Cavalier had to have an x-ray on her leg costing £745.00 + other vet bills which came to £1000 + Sainsburys Pet insurance said because my dog was severely overweight(she is just 12kg) they were excluding any conditions such as: hip,leg,heart,eye,hormone,shoulder,carpus & arthritis problems. I did ask what am I paying you £25 per month for? They also said they would amend the breed on the policy to read Pugalier, I had put her down as a crossbreed, as you would not see a pug/cavalier at Crufts but they said this would cost a further £60 per year, and my claim had been rejected! DO NOT USE THIS COMPANY THEY ARE AWFUL! You have been WARNED.