Our rottweiler was hitting the older dog mark and it was difficult trying to get an insurance that we thought would be good value and give good cover. Read the reviews on vetsmedi and insured with them. Then we had bad luck with our otherwise very healthy dog, as he went and did his cruciate ligament in after only a few months cover with vetsmedi. Need not have worried as from beginning to end of our claim and our dogs operation it went very smoothly and no stress. Pleased and will reinsure with them again.