Sainsburys Bank


8 of 19 insurers by customers

Sainsbury's Bank offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc.


  • 135 reviews
  • Excellent
    12% Complete
  • Very Good
    4% Complete
  • Average
    1% Complete
  • Poor
    8% Complete
  • Terrible
    75% Complete

Single pet and multi Pet Insurance is offered with optional extras to cover the theft or loss of your pet. Many vets can be paid direct. There are 3 levels of cover available: Standard, Premier and Premier Plus cover. Standard Cover is a Time Limited plan where cover is offered for each condition and illness for 12 months from the start of that condition up to £3,000 for vet fees per condition or illness. Once the limit is reached for a condition that condition is no longer covered. Complementary treatments and physiotherapy are covered with specific limits. Premier and Premier Plus dog policies include Third Party Liability cover.

All Premier and Premier Plus plans offer Maximum Benefit cover meaning chronic conditions are covered over an unlimited period of time, up to the policy cover limit chosen. Cover options are £7,500 of cover on the Premier Plan and £13,000 cover on the Premier Plus plan.

Optional extras available on all plans are cover for the death of your pet, loss or theft cover to help with advertising, emergency boarding fees and holiday cover.


A fixed excess per condition is deducted from the first claim for each separate illness, injury or condition. Under certain conditions you also pay a percentage of the remaining claim amount in addition to the excess.

Age Limits

From 8 weeks to 9 years of age. If insurance is purchased before your pet's 9th birthday there is no upper age to renewals if there are no breaks in cover.

Waiting Period

14 days.

Additional Policy Information
Can they pay your vet direct?

Yes, it is possible to arrange this.

Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Sainsbury's Bank offer flexible pet insurance and claim to pay 90% of claims within 7 days, often direct to your vet. Sainsbury's Bank Pet Insurance is underwritten by Allianz Insurance plc and they offer 3 levels of cover: A time limited Standard Cover policy and 2 levels of Maximum Benefit cover in the Premier and Premier Plus policy options.

Sainsburys Bank

Insurer: Sainsburys Bank
Posted: 29/12/2018

I took out my policy 9 years ago when I first got my cat, I haven't made a claim for 9 years, yet my policy has risen above an expected amount each year, well above inflation. I made my first claim this year, after the excess I only got back £31 this was...


Mixed Breed Cat

Insurer: Sainsburys Bank
Posted: 26/10/2018

I cancelled my policy before comnencement
date due to their inability to apply any logic ir
common sense as we have rehomed a cat from
a well known charity. Our 9 month old cat had stress tummy
when he first arrived at their centre, this resolved quickly...


Domestic Short Hair

Insurer: Sainsburys Bank
mary lee
Posted: 15/10/2018

I was, up until this minute, going to take out insurance on my 2 British Short hair cats, both of whom are very healthy and aged 4 and 6 respectively. NOT NOW. The contents of very many reviews are above average and have frightened me away from Sainsbury...


British Shorthair

Insurer: Sainsburys Bank
Patricia Allen
Posted: 12/10/2018

dot take out Sainsbury's insurance it's terrible, I won't give them any score. please, please don't give them your money, because they don't care about your pet or you. I hope they post this because they haven't posted my other's.


Small Mixed Breed (11 - 30 lbs)