Tesco Bank Pet Insurance

Ranked

#5
5 of 19 insurers by customers

Read customer reviews for Tesco Bank Pet Insurance who offer 3 levels of cover: The 5 star defaqto rated Premier Cover providing Lifetime Pet Insurance cover with 2 levels of annual payout that isn't time limited; the 5 star defaqto rated Extra Cover offering lower pay out limits that aren't time limited and Standard Cover offering accident only or accident and illness cover options. Cover has variable excess level options and all policies except accident only offer cover for dental money to advertise your pet if they go missing and help if you fall ill. Tesco Pet Insurance is underwritten by Royal Sun Alliance plc and give all customer access to a 24 hour Vetfone helpline for advice and support. Vetfone provided by vetsdirect Ltd.

Reviews

2.2
  • 277 reviews
  • Excellent
    22% Complete
    22%
  • Very Good
    3% Complete
    3%
  • Average
    3% Complete
    3%
  • Poor
    13% Complete
    13%
  • Terrible
    58% Complete
    58%
Coverage

Policy types available include an Accident only policy offering £3,000 vet fee cover for accidents and injuries for 12 months from the date the injury happened. Tesco offer a Time Limited policy Standard Cover offering £3,000 vet fee cover for accidents and illnesses for 12 months from onset of the illness or injury. They also offer a maximum Benefit policy Extra Cover with a choice of £4,000 or £7,500 vet fee cover per condition that is not time limited. Once the limit is reached that illness or injury is no longer covered.

Their best cover is provided by their Lifetime cover policy, Premier Cover which offers vet fee cover options of £7,500 or £10,000 per year, reinstated annually if you renew your policy with no breaks in cover. Cover includes dental treatment and help to advertise if you lose your pet. 

Excess

Choose from £60, £120 or £200 excess for each illness or accident. Dog Third Party liability claims for damage to property excess is £250.

Age Limits

Cover pets from 8 weeks of age with no maximum age limit.

Waiting Period

4 days from the inception date of the policy.

Additional Policy Information
Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Tesco Pet Insurance offers 3 levels of cover to choose from: Premier Cover, a Lifetime Pet Insurance policy with 2 levels of cover available that isn't time limited; Extra Cover offering lower pay out limits that aren't time limited and Standard Cover offering accident only or accident and illness cover options. Cover has variable excess level options and all policies except accident only offer cover for dental money to advertise your pet if they go missing and help if you fall ill. Tesco Pet Insurance is underwritten by Royal Sun Alliance plc and give all customer access to a 24 hour Vetfone helpline for advice and support. Vetfone provided by vetsdirect Ltd.

Tesco Bank Pet Insurance Reviews

By:
Rod Hitchcox
Posted: 21/03/2020
1

We have insured our cat with Tesco for several years. The premiums are not cheap but we're acceptable. However, our recent renewal notice showed an exorbitant increase of about 40%. In the enclosing letter it stated that we may find cheaper insurance...

Breed

Mixed Breed

Species:
Cat
By:
Lao
Posted: 07/03/2020
1

I just received notice of a plan to raise the monthly insurance for my jack russell from £47 to £95. He is 6 years old and never had an operation. It was £30 quid 2 or 3 years ago. I called to say how unreasonable this was and was told what a loyal...

Breed

Jack Russell Terrier

Species:
Dog
By:
MR DM COWDELL
Posted: 17/02/2020
1

Premium amounts seem to be plucked from the air as in " the right price is that which the customer is prepared to pay". My dog's premium went from £257 to £354 on renewal despite never having a claim. On line search for cover resulted in a premium of £192...

Breed

Greyhound

Species:
Dog
By:
Mrs h mellor
Posted: 21/01/2020
1

With Tesco pet insurance for years when Bailey got to 9yrs his premium went up £100 per year and excess to £120 although we never claimed. This year 2020 it again went up so I called to be told it’s not regulated and they can charge what they want. It was...

Breed

Staffordshire Bull Terrier

Species:
Dog