Tesco Bank Pet Insurance

Ranked

#5
5 of 18 insurers by customers

Read customer reviews for Tesco Bank Pet Insurance who offer a choice of pet insurance cover from Premier, Extra and Standard pet cover for cats, dogs, kittens and puppies at least 8 weeks old. 

Each policy has fixed excess level options and Tesco Bank Pet Insurance includes as standard, a guarateeed discount for Tesco Clubcard members as well as 24/7 access to vetfone (TM), a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns. 

Tesco Pet Insurance is arranged, administered and underwritten by Royal Sun Alliance Insurance plc. vetfone (TM) is providied by vetsdirect Ltd. 

Reviews

2.1
  • 320 reviews
  • Excellent
    22% Complete
    22%
  • Very Good
    3% Complete
    3%
  • Average
    3% Complete
    3%
  • Poor
    12% Complete
    12%
  • Terrible
    60% Complete
    60%
Coverage

Premier
Tesco Bank Pet Insurance – Premier cover offers long term peace of mind for your cat or dog. Each year Tesco Bank will reinstate your chosen vet fees limit of £4,000, £7,500 or £10,000 providing cover is made available to you and you renew - so if your pet develops an ongoing illness or a reoccurring illness whilst insured with Tesco Bank Pet Insurance, they won’t put a time limit on how long treatment can last. This applies as long as your policy is renewed, there is no break in cover and your premiums are paid.

Extra
Tesco Bank Pet Insurance - Extra cover is for those who want a little more from their insurance, so you can rest assured they have the extra protection they deserve. Extra cover includes vet fees of up to £4,000 or £7,500 for each eligible illness or injury, until your vet fee limit is reached. This applies as long as your policy is renewed, there is no break in cover and your premiums are paid.

Standard
Tesco Bank Pet Insurance - Standard cover helps provide you with peace of mind should your cat or dog need veterinary treatment for accidents and illnesses. Standard cover provides up to £3,000 for vet fees for each eligible illness or accident for up to 12 months from the first date of treatment. This applies as long as your policy is renewed, there is no break in cover and your premiums are paid.

Lost pet cover is included with Tesco Bank Pet Insurance - Premier, Extra and Standard cover, where they will give you up to £1,000 to advertise for your pet (including up to £200 which can be used for a reward).

Tesco Bank Pet Insurance may choose not to renew a policy. If they do, they will let you know in advance of your renewal date.

Your renewal price increases each year and if a claim is paid, the price you will pay next year can double. There is no limit to how much your renewal price can increase.

Excess

Choose an excess of £60, £120 or £200.

For Standard and Extra cover, the excess for vet fee claims is payable only once per illness or injury. For Premier cover, the excess for vet fee claims is payable for each illness or accident each year.

For dog insurance third-party liability claims on property damage, £250 excess. If you choose a referral vet from outside the Tesco Bank Pet Insurance network, £200 of the referral vet bill will be paid in addition to the excess.

Age Limits

Pets must be at least 8 weeks old when cover starts, any pre-existing injuries and illness are not covered. Changes in your pet’s health, or behaviour or any illness that develops from these changes within the first 14 days of your cover start date are not covered. Certain breeds of cat and dog are also not covered.

Waiting Period

Exclusion Period – 14 days (Standard, Extra and Premier cover).

Additional Policy Information
Please note

Policies are subject to exclusions and conditions so please always consult the insurer's policy documents before you buy. 

Pet Insurance Review compiles the latest Policy information and general company information from each insurers website with the information gathered on the date shown. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies.  

Company info

Read customer reviews for Tesco Bank Pet Insurance who offer a choice of pet insurance cover from Premier, Extra and Standard pet cover for cats, dogs, kittens and puppies at least 8 weeks old.

Each policy has variable excess level options and Tesco Bank Pet Insurance offers as standard a guaranteed discount for Tesco Clubcard members as well as 24/7 access to vetfone™, a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.

Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc. vetfone™ is provided by Vetsdirect Ltd.

Tesco Bank Pet Insurance Reviews

By:
ian southcott
Posted: 11/01/2021

Recommended
by reviewer

1

Our dog had an upper respiratory tract infection caused by bad teeth. The teeth were not causing her any discomfort or pain. They were removed to treat the URTI. Tesco refuse to pay even though their document clearly states that dental work to treat...

Breed

Mixed Breed

Species:
Dog
By:
Lisa
Posted: 31/12/2020
1

Have been with Tesco's insurance for 3 years, during the 1st year my dog had a corn removed at the vets and we made a claim. When the renewal came through for the next year it was £300 more than the previous year and although i thought it was a big...

Breed

Greyhound

Species:
Dog
By:
clarette pepper
Posted: 14/12/2020

Recommended
by reviewer

5

We lost our 5 year dog after 4 days of hell with an immune condition. We made a claim the first time we have ever made any kind of claim. I spoke to the advisors in the claim department as there were 3 vets involved and they were so helpful and such...

Breed

Mixed Breed

Species:
Dog