After using more than for 14 years and covered 3 dogs!! They’ve taken advantage of the 14 years I’ve been with them by increasing our month payments to an extra £63 per month making it £164 per month despite non of my dogs have any existing conditions one just happens to be 14 years old that’s their reason to increase it!! In all the years my dogs have only made 3 claims between all 3. Disgusting money grabbers don’t recommend there’s so many cheaper companies offering the same for less