Do not be fooled by their initial low cost like me. I went for the life time cover which started off at £25pm. Year 2 was £50 pm and year 3 was £150!!! I can’t afford to pay that each month so I’ve cancelled and will have to go elsewhere. I was foolish enough to go with them but please don’t make the same mistake. Having looked elsewhere and read reviews, there are many insurers who don’t triple your policy due to making a claim.