Lifetime pet cover have been brilliant the past 6 mo the paying out our claims, no hassle at all. But when I chose my policy I looked into small prints to see if they had a datment about not increasing the policy to get the claim money back, well last year when I hadn't claimed it went up £2 This year it has trebled and went up an extra £42. So unfortunately won't be staying with them this time, I expected it to go up more than last year but not to treble.