My lab had an op to remove two lumps, I have been charged 2 x my £200 excess can’t believe they’ve classed it as two claims just because the lumps have come back different one lipoma and one hamartoma. Ridiculous how they can get out of paying and probably they’ll put my premiums up this year to cover the amount they’ve paid out. Been a customer for over 8 year won’t be renewing and certainly won’t recommend 😡