My 2 cats aged 10.3/4 yrs premium, having just reduced cover, will be just under £1,000. Original quote £1,279. If the 1k goes up at 50% p.a. by the time cats are 14.3/4 the premiums will have totalled £13,188. This would cover huge vet bills. Now have to decide whether to self insure instead of renewing. However More Than were excellent at paying claims. Maybe I'll pay up for one more year....