Our premium has bumped up a bit with our 12 year old neutered moggy but having done an online comparison the price was pretty much inline with other companies. We've got everything covered and a £125 excess. Poor puss has since been poorly, off his food and appears in pain and to be fair, Argos have payed everything else. It looks to be an ongoing condition so they should continue to pay for pain relief and potentially x-rays depending on how he does. Am very weary with this sort of thing, but actually it has all gone pretty smoothly. Fingers crossed it continues!