I was initially impressed with M&S as they had decent reviews and competitive prices. I insured my French Bulldog with them since being a pup. I have never made a claim and today I have recieved the renewal with a £112.69 annual increase! (On top of the 400p/a I already pay) Cannot seem to fathom how they have come up with this figure.

I won't be continuing cover with them and would advise anybody else to cancel as this will just keep on increasing year or year at a ridiculous rate.