Had my Springer insured with Tesco for many years, when Tesco became too expensive, morethan offered a better deal. Worst mistake I ever made. This dreadful company said my policy started on 28th December. My poor dog started breathing rapidly on 9th Jan, so I was confident she was covered. Took her to the vets and unfortunately we had to have her put to sleep on 16th Jan. When I tried to claim, more than said my poor dog wasn't actually covered for 14 days after the policy start date 2 days after she started with the symptoms of what was to prove a terminal illness. We paid out well over £1000 in vets fees only to find that in the small print of the policy we weren't covered....absolute rip off. I have cancelled my home insurance with more than and would not trust this company or any of it's subsiduries. Be very, very careful with these people