I have had dog insurance with Argos for 7 years. For the first 5 years the premium was "ok". When my dog became 6 years old my insurance premiums sky rocketed by £24 a month rise. They went from £34 a month to £55 a month (£21 a month increase). I have just received my renewal for this year and my dog is now 7 years old (my dog is extremely healthy and I have not claimed for her) and my new premium is £83 a month. That's an increase of £28 per month for a healthy dog I have never claimed for. In two years my monthly premiums have increased by £52 per month from £34 per month to £83 per month for a cross breed healthy dog. It is an absolute rip off. They want to insure your dog when its young but when it becomes "middle aged" they hike your insurance up so much you cant actually afford to pay it so they then don't have "hassle" of insuring a older dog along with the risk of the problems that come with older dogs. My advice is STAY WELL AWAY FROM THIS INSURANCE COMPANY and go to an insurance company that does not completely rip you off.