My oldest cat - 9 years old in May has been insured with PP since he re-homed him. Over close to 9 years,we've paid nearly £2500 in insurance.
He recently had to have treatment for Systitis - Vet's bill = £199.24. We made a claim & received £68.19 = 34% of the cost. We know that since our cat is 7 years old now,there was an excess to pay,but we expected the £ fee minus the £ excess.
If you look at the PP page regarding ''how PP premiums are calculated'',there's no full description at all of how it's calculated.
Domestic Short Hair